I obviously know what can happen when you don’t stick to a budget. But for some reason, I just can’t stick to one. No, I don’t buy extravagant things, in fact-I have become somewhat of a “cheapo” since by whole debt fiasco. So where am I going wrong?
So I am sitting here on my balcony on a nice Saturday afternoon, a nice windy afternoon I may add, and I am going through my bills and figuring out where the heck our money goes to every week. Yes, I have savings and I hate to sound greedy, but I should have more. I am doing more freelance work now and our expenses are lower, so where is that extra money going?
I really need to keep track of every penny we spend. Before, when we were in debt up to our eyeballs and my husband had no work, I budgeted every penny. It seems I get comfortable with money when we have it-even though I bust my tail to get it. I am clipping coupons and only buy what is needed on sale-so what’s going on?
I need to track our spending and see where the loopholes are in our budget. Obviously they are there.
Tags: budget









