Personal Finance
School has started and the whacked out schedule has begun-which would explain my lack of posting…lol. Everything is going well on the home front and money is going into savings every week. I have been working and having my husband home at night has been nice. We finally just started using the 2001 Toyota yesterday. [...]
I read this article yesterday on MSN Money and was happy to read that these changes were really going to be happening. Of course, none of this really applies to me because I don’t have any credit and don’t plan on getting any credit; but for those who have it, these changes may just help [...]
Continue reading about Credit card rules are changing-is this a good thing?
Image via Wikipedia I have read so many articles lately about credit cards, credit card use and how creditors are tightening their belts with certain borrowers based on what they buy and where they use their cards. Huh? I put a link to one of the articles here if you want to read it as [...]
Last night, we were notified by management that one of our neighbors had an armed robbery during the night. We got the “we didn’t want to alarm you” letter. Yeah sure, my husband is working overnight and we girls are home alone-hmmm, why be alarmed?. So you know how much I slept last night! I [...]
This week was a good week! Before work on Thursday, we had a parent/teacher conference for my youngest daughter. It went very well. On top of her getting straight A’s the whole year, we were commended on her behavior. The teacher then asked us our secret for having such a wonderful child…all I could do [...]
Continue reading about Make your family top priority-not your debt
I spent the last couple days looking online and taking the back way home driving through neighborhoods looking for a new place to live. I found a few actually. So before I started calling around making appointments to view them, I decided to call my apartment manager one more time. She was not in but [...]
I don’t really know what is going on but I think stress is getting the best of me. With the bankruptcy almost behind us and being caught up on all our bills, I should be jumping for joy. But I am not. A few months ago, I got a burst of energy and started a [...]
Continue reading about Debt, stress, weight gain=Unmotivation?
So much has changed since my last post. I don’t know where to start. I have been meaning to keep up with it all here but these past few weeks I have been, well um, going through a lot. A mixture of family stuff(hey-I am a mother of a teenage girl-need I say more?lol) and [...]
Continue reading about It feels great to have everything paid up!
Good morning y’all. I wish just one day that I could sleep in. That would require my dog sleeping in and well, she has gotta go before the sun rises. lol It’s OK, it gives me a start to a beautiful day off anyway. I caught up on my blog reading this morning and I [...]
Continue reading about Personal Bankruptcy-is it my bailout? Nope!
We just filed for Bankruptcy and had the 341 meeting of creditors today. On the way home from court, we stopped by our P.O. Box to pick up the mail. I just decided to open the mail up and could not believe what I saw. They are freakin’ credit card offers! One for me and [...]
Continue reading about A credit card offer already? You’re kidding me!
I am happy to post that we get ZERO calls from creditors or collection agencies. The threatening letters also stopped immediately too. Just going to my P.O. Box to get the mail would leave my stomach in knots-now I don’t cringe at the thought of going there. It already feels like a huge weight has [...]
The weather is just awesome here in South Florida! It is 52 degrees and we aren’t running our air conditioner again. That helps the electricity bill out for sure. Speaking of electricity bills, I sat down and did our budget today. When we have zero credit card payments being made and just the basics really, [...]
Continue reading about I’m working on the big “B” word-our budget
Wow-2009 is quickly approaching. Remember when we were kids-time would seem to stand still? I was just thinking about those days. My kids are so eager to grow up and I always try to tell them not to rush it, but then I remember I was that way too at their age. If I only [...]
Continue reading about Finally got the money to pay the lawyer!
I have always been a person who just can’t stand to hear someone complain about their job or certain circumstances they may be in. I have always thought that life is what you make of it. Of course some situations we have no control of but most we do. You don’t like a certain friend- [...]
Continue reading about No sick day for me but I took one anyway
