Debt
This girl in debt is still around. Geese, I can’t believe we are in September already, and it has been over a month since I have last posted here. It sure doesn’t feel like it. You know, I got my renewal notice for this site the other day and when my husband seen it, he [...]
I saw a quick commercial today promoting help with credit card debt. This was not the average commercial about credit counseling, debt consolidation or debt settlement-this was being promoted by the big boys themselves: Bank of America, Capital One, Citi, Discover Card, and the payment giants Mastercard and Visa. Once I seen their logos flash [...]
Continue reading about Helpwithmycredit.org-good or bad idea?
Well guys-it is over! I no longer need to stalk my P.O. Box waiting for a piece of paper to let us know we are done-over-finished with this chapter in our lives! Our bankruptcy has been discharged! All the debt is gone with the exception of our car. I don’t think either of us have [...]
Continue reading about Our bankruptcy discharge papers came today!
This week was a good week! Before work on Thursday, we had a parent/teacher conference for my youngest daughter. It went very well. On top of her getting straight A’s the whole year, we were commended on her behavior. The teacher then asked us our secret for having such a wonderful child…all I could do [...]
Continue reading about Make your family top priority-not your debt
First of all, I want to say a Happy Mother’s Day to all the moms who read this! I am having a nice quiet day at home but want to take today to catch up on a few things I never seem to have enough time for-like update here and clear out my inbox! I [...]
I don’t really know what is going on but I think stress is getting the best of me. With the bankruptcy almost behind us and being caught up on all our bills, I should be jumping for joy. But I am not. A few months ago, I got a burst of energy and started a [...]
Continue reading about Debt, stress, weight gain=Unmotivation?
I am happy to post that we get ZERO calls from creditors or collection agencies. The threatening letters also stopped immediately too. Just going to my P.O. Box to get the mail would leave my stomach in knots-now I don’t cringe at the thought of going there. It already feels like a huge weight has [...]
Now that some of our family members and friends know what we are going through and what we have done, they seem to open up a little more about their finances. Some of them have me stressed for their financial decisions! Sometimes I just say to myself-it is their lives: STAY OUT! I only give [...]
We went to the attorneys office on Thursday and signed the final paperwork and filed for bankruptcy. We did not see the attorney but worked with his assistant. We went over all the paperwork we submitted to make sure everything was correct. It was. Seeing everything we owe in total on paper with interest and [...]
I don’t know why but the collection calls started to get of hand again. They got very light but now all of a sudden, we are getting 100′s of calls a day again. It is insane! Another problem I am seeing is Honda. I am getting letters now demanding payment for the car that was [...]
Well guys, after raiding my Winnie The Pooh Piggy Bank this weekend-I realized more than ever that something has got to give. I went and cashed in my “spare change” to buy groceries because we were broke until Tuesday and wanted to make sure NOTHING bounced. My bank will never see another returned check and [...]
Continue reading about I am stepping out of the comfort zone
Hello world. Hope everyone is having a good week. I have been working my 6 days again. Not great for the body or mind but will get me a fatter check at the end of the week. I need to get this lawyer paid off and working these hours should help. I am putting every ounce of [...]
