girlndebt on August 20th, 2009

I read this article yesterday on MSN Money and was happy to read that these changes were really going to be happening. Of course, none of this really applies to me because I don’t have any credit and don’t plan on getting any credit; but for those who have it, these changes may just help [...]

Continue reading about Credit card rules are changing-is this a good thing?

girlndebt on July 25th, 2009

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I have read so many articles lately about credit cards, credit card use and how creditors are tightening their belts with certain borrowers based on what they buy and where they use their cards. Huh?
I put a link to one of the articles here if you want to read it as I [...]

Continue reading about What do you put on your credit card?

girlndebt on July 11th, 2009

Sorry for the lack of posting lately. Since my PC took a dive a few weeks ago, I have been posting here on my daughters computer. Nothing like having “are ya done yet?” asked a million times while trying to write. Back in the days, I would have just whipped out the ‘ol [...]

Continue reading about Paying for things with cash is awesome!

girlndebt on June 19th, 2009

I saw a quick commercial today promoting help with credit card debt. This was not the average commercial about credit counseling, debt consolidation or debt settlement-this was being promoted by the big boys themselves: Bank of America, Capital One, Citi, Discover Card, and the payment giants Mastercard and Visa.
Once I seen their logos flash [...]

Continue reading about Helpwithmycredit.org-good or bad idea?

girlndebt on March 24th, 2009

We just filed for Bankruptcy and had the 341 meeting of creditors today.  On the way home from court, we stopped by our P.O. Box to pick up the mail. I just decided to open the mail up and could not believe what I saw. They are freakin’ credit card offers! One for me and [...]

Continue reading about A credit card offer already? You’re kidding me!

girlndebt on March 24th, 2009

Well, the worse part is over! We went to the 341 meeting of creditors today. It pretty much was just like everyone described it would be. We waited and waited for the day to come and it was over in minutes.
My husband asked me yesterday if I was nervous and I said no. I really [...]

Continue reading about 341 Meeting of Creditors was today-so how did it go?

girlndebt on January 18th, 2009

The weather is just awesome here in South Florida! It is 52 degrees and we aren’t running our air conditioner again. That helps the electricity bill out for sure.
Speaking of electricity bills, I sat down and did our budget today. When we have zero credit card payments being made and just the basics really, why [...]

Continue reading about I’m working on the big “B” word-our budget