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	<title>Girl In Debt &#187; Bankruptcy</title>
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	<link>http://www.girlndebt.com</link>
	<description>Follow me on my journey to get out of this debt mess</description>
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		<title>My Financial Journey Continues</title>
		<link>http://www.girlndebt.com/my-financial-journey-continues.html</link>
		<comments>http://www.girlndebt.com/my-financial-journey-continues.html#comments</comments>
		<pubDate>Sat, 11 Sep 2010 16:36:23 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[blogging]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[making goals]]></category>
		<category><![CDATA[motivation]]></category>
		<category><![CDATA[saving money]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=947</guid>
		<description><![CDATA[This girl in debt is still around. Geese, I can&#8217;t believe we are in September already, and it has been over a month since I have last posted here. It sure doesn&#8217;t feel like it. You know, I got my renewal notice for this site the other day and when my husband seen it, he [...]]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Why Filing For Bankruptcy May Help You</title>
		<link>http://www.girlndebt.com/why-filing-for-bankruptcy-may-help-you.html</link>
		<comments>http://www.girlndebt.com/why-filing-for-bankruptcy-may-help-you.html#comments</comments>
		<pubDate>Mon, 19 Apr 2010 22:42:36 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Collection Calls]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Debt settlement]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[Debt and Bankruptcy]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=866</guid>
		<description><![CDATA[You know, even after our bankruptcy, I still receive a lot of email and correspondence about debt relief, debt settlement, and even get periodic newsletters and &#8220;tweets&#8221; from some of the credit bureaus. Usually, I will skim through it just out of curiosity. Other times I just discard it. Well, after reading for the &#8220;umpteenth&#8221; [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/why-filing-for-bankruptcy-may-help-you.html/feed</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>My credit score after filing bankruptcy</title>
		<link>http://www.girlndebt.com/my-credit-score-after-filing-bankruptcy.html</link>
		<comments>http://www.girlndebt.com/my-credit-score-after-filing-bankruptcy.html#comments</comments>
		<pubDate>Fri, 15 Jan 2010 01:01:48 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[credit reporting]]></category>
		<category><![CDATA[credit score]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=780</guid>
		<description><![CDATA[Last January, my husband and I were told our credit scores were in the 400&#8242;s&#8211;478 to be exact. 1 year later, how do we measure up? Well, not so bad. First off, let me say that after owing so much and losing pretty much everything&#8211;the last thing I want to do is apply for credit [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/my-credit-score-after-filing-bankruptcy.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A bad economy means more crime!</title>
		<link>http://www.girlndebt.com/a-bad-economy-means-more-crime.html</link>
		<comments>http://www.girlndebt.com/a-bad-economy-means-more-crime.html#comments</comments>
		<pubDate>Tue, 09 Jun 2009 23:45:36 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[We are moving]]></category>
		<category><![CDATA[other stuff]]></category>
		<category><![CDATA[Credit history]]></category>
		<category><![CDATA[Crime]]></category>
		<category><![CDATA[Home]]></category>
		<category><![CDATA[Personal finance]]></category>
		<category><![CDATA[Robbery]]></category>
		<category><![CDATA[Security of person]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=550</guid>
		<description><![CDATA[Last night, we were notified by management that one of our neighbors had an armed robbery during the night. We got the &#8220;we didn&#8217;t want to alarm you&#8221; letter. Yeah sure, my husband is working overnight and we girls are home alone-hmmm, why be alarmed?. So you know how much I slept last night! I [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/a-bad-economy-means-more-crime.html/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Our bankruptcy discharge papers came today!</title>
		<link>http://www.girlndebt.com/our-bankruptcy-discharge-papers-came-today.html</link>
		<comments>http://www.girlndebt.com/our-bankruptcy-discharge-papers-came-today.html#comments</comments>
		<pubDate>Wed, 03 Jun 2009 01:58:18 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Debt]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=543</guid>
		<description><![CDATA[Well guys-it is over! I no longer need to stalk my P.O. Box waiting for a piece of paper to let us know we are done-over-finished with this chapter in our lives! Our bankruptcy has been discharged! All the debt is gone with the exception of our car. I don&#8217;t think either of us have [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/our-bankruptcy-discharge-papers-came-today.html/feed</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>Make your family top priority-not your debt</title>
		<link>http://www.girlndebt.com/make-your-kids-top-priority-not-your-debt.html</link>
		<comments>http://www.girlndebt.com/make-your-kids-top-priority-not-your-debt.html#comments</comments>
		<pubDate>Sun, 17 May 2009 17:31:22 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Other interesting stuff]]></category>
		<category><![CDATA[Stress]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[blogging]]></category>
		<category><![CDATA[other stuff]]></category>
		<category><![CDATA[Debt and Bankruptcy]]></category>
		<category><![CDATA[Family]]></category>
		<category><![CDATA[Personal finance]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=520</guid>
		<description><![CDATA[This week was a good week! Before work on Thursday, we had a parent/teacher conference for my youngest daughter. It went very well. On top of her getting straight A&#8217;s the whole year, we were commended on her behavior. The teacher then asked us our secret for having such a wonderful child&#8230;all I could do [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/make-your-kids-top-priority-not-your-debt.html/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Debt, stress, weight gain=Unmotivation?</title>
		<link>http://www.girlndebt.com/debt-stress-weight-gainunmotivation.html</link>
		<comments>http://www.girlndebt.com/debt-stress-weight-gainunmotivation.html#comments</comments>
		<pubDate>Sat, 25 Apr 2009 16:41:35 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Stress]]></category>
		<category><![CDATA[blogging]]></category>
		<category><![CDATA[making goals]]></category>
		<category><![CDATA[other stuff]]></category>
		<category><![CDATA[working at home]]></category>
		<category><![CDATA[Health]]></category>
		<category><![CDATA[make extra money]]></category>
		<category><![CDATA[Personal finance]]></category>
		<category><![CDATA[unmotivated]]></category>
		<category><![CDATA[weight gain]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=483</guid>
		<description><![CDATA[I don&#8217;t really know what is going on but I think stress is getting the best of me. With the bankruptcy almost behind us and being caught up on all our bills, I should be jumping for joy. But I am not.  A few months ago, I got a burst of energy and started a [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/debt-stress-weight-gainunmotivation.html/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>It feels great to have everything paid up!</title>
		<link>http://www.girlndebt.com/it-feels-great-to-have-everything-paid-up.html</link>
		<comments>http://www.girlndebt.com/it-feels-great-to-have-everything-paid-up.html#comments</comments>
		<pubDate>Sun, 12 Apr 2009 17:13:48 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Collection Calls]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[My car]]></category>
		<category><![CDATA[Other interesting stuff]]></category>
		<category><![CDATA[Stress]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[other stuff]]></category>
		<category><![CDATA[Automatic stay]]></category>
		<category><![CDATA[car]]></category>
		<category><![CDATA[Collection agency]]></category>
		<category><![CDATA[Law]]></category>
		<category><![CDATA[Personal finance]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=469</guid>
		<description><![CDATA[So much has changed since my last post. I don&#8217;t know where to start. I have been meaning to keep up with it all here but these past few weeks I have been, well um, going through a lot. A mixture of  family stuff(hey-I am a mother of a teenage girl-need I say more?lol) and [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/it-feels-great-to-have-everything-paid-up.html/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Personal Bankruptcy-is it my bailout? Nope!</title>
		<link>http://www.girlndebt.com/personal-bankruptcy-is-it-my-bailout-nope.html</link>
		<comments>http://www.girlndebt.com/personal-bankruptcy-is-it-my-bailout-nope.html#comments</comments>
		<pubDate>Sun, 29 Mar 2009 19:57:50 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Debt settlement]]></category>
		<category><![CDATA[Other interesting stuff]]></category>
		<category><![CDATA[Stress]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[blogging]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[other stuff]]></category>
		<category><![CDATA[Credit counseling]]></category>
		<category><![CDATA[Dave Ramsey]]></category>
		<category><![CDATA[Money Management]]></category>
		<category><![CDATA[Personal finance]]></category>
		<category><![CDATA[Recession]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=440</guid>
		<description><![CDATA[Good morning y&#8217;all. I wish just one day that I could sleep in. That would require my dog sleeping in and well, she has gotta go before the sun rises. lol It&#8217;s OK, it gives me a start to a beautiful day off anyway. I caught up on my blog reading this morning and I [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/personal-bankruptcy-is-it-my-bailout-nope.html/feed</wfw:commentRss>
		<slash:comments>6</slash:comments>
		</item>
		<item>
		<title>A credit card offer already? You&#8217;re kidding me!</title>
		<link>http://www.girlndebt.com/a-credit-card-offer-already-youre-kidding-me.html</link>
		<comments>http://www.girlndebt.com/a-credit-card-offer-already-youre-kidding-me.html#comments</comments>
		<pubDate>Wed, 25 Mar 2009 01:26:44 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[Creditor]]></category>
		<category><![CDATA[Personal finance]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=433</guid>
		<description><![CDATA[We just filed for Bankruptcy and had the 341 meeting of creditors today.  On the way home from court, we stopped by our P.O. Box to pick up the mail. I just decided to open the mail up and could not believe what I saw. They are freakin&#8217; credit card offers! One for me and [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/a-credit-card-offer-already-youre-kidding-me.html/feed</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>341 Meeting of Creditors was today-so how did it go?</title>
		<link>http://www.girlndebt.com/341-meeting-of-creditors-was-today-so-how-did-it-go.html</link>
		<comments>http://www.girlndebt.com/341-meeting-of-creditors-was-today-so-how-did-it-go.html#comments</comments>
		<pubDate>Wed, 25 Mar 2009 01:07:40 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[blogging]]></category>
		<category><![CDATA[341 meeting of creditors]]></category>
		<category><![CDATA[bankruptcy lawyer]]></category>
		<category><![CDATA[Credit card]]></category>
		<category><![CDATA[Income tax]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=430</guid>
		<description><![CDATA[Well, the worse part is over! We went to the 341 meeting of creditors today. It pretty much was just like everyone described it would be. We waited and waited for the day to come and it was over in minutes. My husband asked me yesterday if I was nervous and I said no. I [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/341-meeting-of-creditors-was-today-so-how-did-it-go.html/feed</wfw:commentRss>
		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Putting Our Goals In Writing</title>
		<link>http://www.girlndebt.com/putting-our-goals-in-writing.html</link>
		<comments>http://www.girlndebt.com/putting-our-goals-in-writing.html#comments</comments>
		<pubDate>Sun, 15 Mar 2009 21:36:13 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[making goals]]></category>
		<category><![CDATA[other stuff]]></category>
		<category><![CDATA[goals]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=417</guid>
		<description><![CDATA[It&#8217;s been a week since I last posted? WOW, time flies. This week has really not been a good week. The cold weather is long gone but my neck pain is still there. My shoulder and my neck are hurting bad and the pain is not going away. My husband thinks it is from being [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/putting-our-goals-in-writing.html/feed</wfw:commentRss>
		<slash:comments>12</slash:comments>
		</item>
		<item>
		<title>No more bill collector calls!</title>
		<link>http://www.girlndebt.com/no-more-bill-collector-calls.html</link>
		<comments>http://www.girlndebt.com/no-more-bill-collector-calls.html#comments</comments>
		<pubDate>Fri, 06 Mar 2009 00:54:40 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Collection Calls]]></category>
		<category><![CDATA[Collection agency]]></category>
		<category><![CDATA[Credit counseling]]></category>
		<category><![CDATA[Creditor]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Personal finance]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=410</guid>
		<description><![CDATA[I am happy to post that we get ZERO calls from creditors or collection agencies. The threatening letters also stopped immediately too. Just going to my P.O. Box to get the mail would leave my stomach in knots-now I don&#8217;t cringe at the thought of going there. It already feels like a huge weight has [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/no-more-bill-collector-calls.html/feed</wfw:commentRss>
		<slash:comments>18</slash:comments>
		</item>
		<item>
		<title>So many changes</title>
		<link>http://www.girlndebt.com/so-many-changes.html</link>
		<comments>http://www.girlndebt.com/so-many-changes.html#comments</comments>
		<pubDate>Wed, 04 Mar 2009 04:46:09 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[other stuff]]></category>
		<category><![CDATA[Money]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=407</guid>
		<description><![CDATA[My neck has been killing me these last few days. It is not a &#8220;pop an aspirin&#8221; type pain-it hurts really bad. I am hoping it is just the cold weather and will go away. I say cold. It is in the 50&#8242;s here in Florida. I love it but I think it is making [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/so-many-changes.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Debt Settlement and tax consequences</title>
		<link>http://www.girlndebt.com/debt-settlement-and-tax-consequences.html</link>
		<comments>http://www.girlndebt.com/debt-settlement-and-tax-consequences.html#comments</comments>
		<pubDate>Mon, 02 Mar 2009 01:19:50 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Debt settlement]]></category>
		<category><![CDATA[Insolvency]]></category>
		<category><![CDATA[My short sale nightmare!]]></category>
		<category><![CDATA[short sale]]></category>
		<category><![CDATA[Debt relief]]></category>
		<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Mortgage Forgiveness Debt Relief Act of 2007]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=399</guid>
		<description><![CDATA[Now that some of our family members and friends know what we are going through and what we have done, they seem to open up a little more about their finances. Some of them have me stressed for their financial decisions! Sometimes I just say to myself-it is their lives: STAY OUT! I only give [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/debt-settlement-and-tax-consequences.html/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
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