It is hard to believe that the holidays are almost here. This year has flown by! I went to Target the day after Halloween and my gosh-the Christmas decorations were everywhere. Where did Thanksgiving go?
As the holidays approach, I am making sure we continue to stick to our budget and hold off on our spending. I am not gonna lie–it is hard. I still have no desire to buy big-ticket items or apply for any credit whatsoever, but I am really having a hard time sticking to a budget. I found it was easier to do when I was completely broke! I had no money to spend so I didn’t have to worry about spending it!
I was doing very well coupon clipping and saving money, but then I just started slacking. I still buy my papers and get my coupons but I don’t stick to a list or budget so it is useless. It is so easy to slip out of a budget. By us doing so, we have put zero towards savings this month–even with all the extra work I have been doing! That frustrates me!
So it is time to buckle down and not spend anymore. The holidays will not cost much this year. I decided to volunteer and work Thanksgiving again this year for overtime. We will have a simple dinner at home when I get off. And Christmas–it will be light this year.
Why is budgeting so hard? Sticking to one is not as easy as I thought it would be!
