Having No Medical Insurance Can Bankrupt You

This weekend here in South Fla is definitely going to be a wet one. I woke up to wind and rain and it is so dark outside that you would never know that it is 9:15 am. They say we may get a hurricane next week-great. It’s coming just when the kids are suppose to go back to school–just like last year. We’ll have to wait and see.

A little update on the financial front-we surpassed 5k in savings . Yes, I have savings! lol My husbands last weekend working overnights was suppose to be last weekend but he was asked to help out one more weekend; so tonight is officially his last night. He’s a nice guy when it comes to that kind of stuff…

The little one started complaining about her eyesight a few weeks ago so today I am taking her to get her eyes checked. I have been shopping around eye exam prices, and the cheapest I found was Target Optical (inside Target). Eye exams are not cheap and if she needs glasses, well, it is time to dip into the savings.

My eye started bother me again this week, right after my tooth pain went away (go figure), so maybe after talking to the doctor about my daughter, I may have him take a peak. I think I need a second opinion. I have been so cheap lately. I have been out of contacts for months and have been wearing my glasses that I dropped and stepped on during the move—yeah, I know. My husband worked overnight last night but he insists on waking up and going to this eye doctor appointment with us. He has a feeling we will be spending some money-me too.

Me personally, will get whatever my daughter needs. She is young and never wore glasses and needs them soon for school. Me, I will get my prescription and shop it around. Although I have never done it, I have read tons of good reviews about buying glasses and contacts online  for 1/3 of the price or more. I think I am going to give it a shot.

I am gonna have to shell out some money for our eyes and it looks like even though my tooth is feeling better, I am gonna have to pay to go see a dentist. I have been looking up my symptoms and it looks like I may have a gum infection-who knows. The pain went away after I used my little home therapy-constantly rinsing with Listerine! The only thing is, I have been waking up the last few mornings with blood in my gum’s in between my front teeth.Yeah, it’s gross.

I am one of those people who just doesn’t do dentist visits! I can’t not do anything about it either-I sure as heck don’t want my front teeth falling out! Maybe it is something simple-either way it is going to cost. Who likes to spend their savings on medical costs? I don’t. But if I gotta do it, I gotta do it.

All my little medical issues are probably minor but just imagine, I have a little money saved up to handle them. If they turn out to be something big-I would be screwed-there goes my savings and possibly more. Getting sick with no health insurance is a HUGE problem. I think about it a lot. I have not even begun to talk about my female issues that have not been addressed in years-that is always in the back of my mind.

We have a problem here in the US and we gotta figure something out. We need to do something with this health insurance system-it sucks right now.

I am no political person and I side with nobody. All I can say is-watch the movie Sicko. Talk to friends overseas or anyone who has universal health care in other countries. Actually-ask anyone that doesn’t live in the US how they deal with it when they get sick. It will open your eyes.

I have family in other countries (military) and one of my sisters fell and twisted her ankle in Germany. She was in and out of the hospital within minutes. Not a military hospital either. They did not focus on what health insurance she had or her ability to pay-they treated her right away. And they treated her well.

When I talk to people that don’t live here about my health problems-I tell them how easily it can be for an American to lose it all-just because they got sick. Access to preventative care would eliminate a lot of crap going on right now.

I do believe that diet and exercise can help, but having access to a doctor can help you deal with minor things now that can turn into major medical conditions later. Just my 2 cents…