Our savings were looking mighty well around December, and well, things happened. We had a death in the family, we got sick and missed some work, and last week we had major car troubles. None of these things that happened are ever planned, so it helped when we had money saved up for them. The problem now is, we have just hit under 2k in savings…so quickly.
Usually, if there are minor car troubles, my husband will work on them. If they are more involved, our mechanic friend will handle it. However, my husband had a feeling there was a major issue and since we had an extended warranty, we decided to get it checked out at the dealer. Long story short-we ended up paying almost $700…and that is after the warranty. Otherwise, the costs would have been in the thousands. We really thought long and hard on just picking up the car and getting the parts and everything ourselves, but by the time we averaged all the prices and labor costs–it was cheaper to get it done by the dealer. Our friend is a friend but doesn’t work for free–and we do not expect him to. We decided it would be cheaper to let the warranty cover it’s part and we will cover the rest.
So my Civic is out of the shop–again. With even more newer parts on it. Geese, that car is almost brand new if you go by everything that has been replaced on it. Word to the wise–if you ever get in a car accident in a new car–stick to your guns. These insurance companies will try to repair it and give it back to you to save money. I know the car wasn’t right and I refused to take it back. Of course, it was only by the advice of an attorney that I ended up back with the car. I did not want the car back-it should have been totaled. Look at all the problems I have with it.
Anyway…
Now it is February (where the heck did January go?) and it is time to get really budget-minded. I need to get that savings back up quickly. Who knows when another emergency might happen. Before, if emergencies would happen–credit cards were our crutch. Not anymore. So it is off to work I go. My goal:
$5k in savings by March …oops, had to edit that one. I meant May. May is much more realistic. 
Can I do it? Yeah, I think I can
Tags: savings
