Good news to report. I heard back from Experian and the things that I disputed have been removed. They sent me an updated copy of my credit report and while there are still a few errors, it is starting to look 100 times better! I am going to now finish off what I have started with them and get everything cleaned up. Meaning, now I can actually start on my own stuff, not someone elses stuff on my credit report! lol
I had to update one of my last posts because I totally screwed up with my Equifax. See, since I got my score and report using myFico.com I was not able to dispute online. I had to print out the information, sign it, and mail it in. Well, I did it all but never mailed it in! No wonder why they did not get back to me…lol 100% my error! So obviously I am over the 30 day limit so since I have one free credit report left through annualcreditreport.com, I will get it there. I absolutely love myfico.com, because I usually get a deal with my credit report and score, which obviously with the free one you don’t get the score.
I really want to get everything cleaned up with all 3 credit bureaus. I am going to start working on clearing up my husband’s credit reports now. Of course he has an even more popular and common name than I do and I can guarantee he will not have the mix up that I had! We already pulled his Equifax report and naturally I filled out the dispute errors and guess what…? I found his with mine…not mailed! So I need to do all 3 of his credit reports. I can’t wait to see his Experian credit report. It will be interesting to see if it is all screwed up with someone elses like mine was. We will just have to see.
