I Officially Have No Savings

I don’t like writing these types of posts, I prefer to report only good news. But then again, this is a debt blog and from day one I planned on documenting the good, the bad, and the ugly.

So here it goes….

With less than 30 days until our lease is up, we have no choice but to stay put where we are. We had a couple strikes against us trying to move out this month:

• We just couldn’t find a rental that fit our needs…the dog, the school district…
• My husband’s work came to a sudden halt. Actually, he has been without work for 2 weeks now. 2 weeks with no income. We used any money we had saved up to move to pay our bills.

So there went the savings. There went any safety net we felt. Without savings, I get nervous…very nervous. My husband I can tell is beyond nervous. He looks like how I did over a year ago when I was stressed. He is usually the calm one too. His face is breaking out, he looks stressed, and he is quite uptight.

I’ve had to step up my game a little more and get out of the “comfortable” mode. Since my bosses are away again, I was asked to put in more hours. I do. When I come home, I woof down dinner and begin to write. I write until I am tired. I wont write when I am tired because I notice the quality is just not there when I am writing while half asleep. I wish I could, but I can’t.

I am grateful I found ways to make extra income from home or else we would really be screwed. That is partially the reason I am not freaking out. The work is there, I just need to do it. Hubby hates the fact that I am pulling all the weight and it bothers him as a husband and a father, not being able to provide for us as a family. Hey, how many other dads are without work right now? I am OK with it. Really.

My husband is a little pissed off at the company that he has been subcontracting for. Months ago when they really needed him, they told him there was a ton of work and they had even more projects coming up. Well, he has since found out there isn’t.

Basically, they promised him future work so he would plow through the time-sensitive projects they had. Now that they have nothing for him, he doesn’t hear from them. They don’t give a crap that he has a family to feed and is stressed about how he is going to pay his bills. Companies suck. I am sorry to say, they just do.

This is the same company over the past few years that screwed up his checks, left us without money one Christmas because they failed to process payments, and just play games with people. It’s not right.

While he did not tell them officially to bug off, he is out every day applying for a real job. Right now it’s what he has got to do.

I took a break from writing for a few minutes to post here. I have been writing and researching on the same subject for days and just need to talk about something else…:)

This is a reminder that money comes and money goes. It is important to have savings, and we need to get our savings going again.

As I sit here now, I have all the bills that need to be paid for the month sitting in front of me. When I start writing and feel like stopping, I look at the bills we need to pay. As I finish a project, I put it towards each bill. It is helping so far. Sometimes I just want to come home and relax. But right now, I can’t.

It will all work out though. I know it will.