I hope everyone had a safe and happy New Years Eve. I welcomed in 2010 with open arms. 2009 did not start off so well since we were still in debt up to our eyeballs. It did not end so well either with the death of one of our closest family members. But you know what? We declared bankruptcy and we are pretty much debt free. All we owe is the car and I am working hard to pay that sucker off. The debt is gone, and our family member though gone, is in a much better place. So I know she would want us to move on.
These past few weeks, I got very ill–which would explain my lack of posting. Needless to say, I was sick all last week and enjoyed Christmas in bed and New Years Eve and Day working to catch up on all the money lost while I was sick. Because I was uninsured, I did not seek medical help. We are not really sure what I had, but I passed it along to my husband rather quickly, so he too was out of work for a while too while sick.
A few things happened while we were sick:
- I definitely took the health insurance for myself!
- I realized missing a couple days of work–non-paid is not going to financially cripple us since we have savings.
- I aggressively looked for private health insurance for hubby that we could afford and found a few plans through our state. Now we are in the process of narrowing down our choices.
So while we used some of our savings to catch up, I worked hard to replenish it-fast! Luckily for me, I have opportunities that I didn’t have a year ago to make more money. Isn’t it something? It is sort of like when you are unemployed–you can’t find work. But when you have a job, there are so many opportunities available to you.
As a matter of fact, I just accepted a small writing gig that allows me to write about something I enjoy writing about–debt settlement and bankruptcy. It is small but it wont feel like work at all. 
We did blow our budget in December because of unforeseen circumstances, but I guess that is part of life and things will come up that we don’t always plan for–or don’t want to plan for…like death and sickness. As long as we don’t put it on credit-we are good.
Promise I will be posting more now that things have gotten back to somewhat normal…whatever normal is.
