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	<title>Girl In Debt</title>
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	<link>http://www.girlndebt.com</link>
	<description>Follow me on my journey to get out of this debt mess</description>
	<lastBuildDate>Mon, 01 Mar 2010 14:28:21 +0000</lastBuildDate>
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		<title>My Experian Credit Report is Looking Better</title>
		<link>http://www.girlndebt.com/my-experian-credit-report-is-looking-better.html</link>
		<comments>http://www.girlndebt.com/my-experian-credit-report-is-looking-better.html#comments</comments>
		<pubDate>Mon, 01 Mar 2010 14:28:21 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[credit reports]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=841</guid>
		<description><![CDATA[Good news to report. I heard back from Experian and the things that I disputed have been removed. They sent me an updated copy of my credit report and while there are still a few errors, it is starting to look 100 times better! I am going to now finish off what I have started [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Credit Card Rules-Do You Know Them?</title>
		<link>http://www.girlndebt.com/new-credit-card-rules-do-you-know-them.html</link>
		<comments>http://www.girlndebt.com/new-credit-card-rules-do-you-know-them.html#comments</comments>
		<pubDate>Tue, 23 Feb 2010 18:53:57 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[credit cards]]></category>
		<category><![CDATA[new credit card rules]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=832</guid>
		<description><![CDATA[All the buzz today is about the new credit card rules and how this is going to be a great thing for consumers&#8230;blah, blah, blah. While I think these rules are a step in the right direction, I don&#8217;t think they are the solution to many credit card problems that exist. However, since they will [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/new-credit-card-rules-do-you-know-them.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Thinking of quitting your job in this economy? Yeah, me too.</title>
		<link>http://www.girlndebt.com/thinking-of-quitting-your-job-in-this-economy-yeah-me-too.html</link>
		<comments>http://www.girlndebt.com/thinking-of-quitting-your-job-in-this-economy-yeah-me-too.html#comments</comments>
		<pubDate>Sun, 14 Feb 2010 04:17:18 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[making goals]]></category>
		<category><![CDATA[motivation]]></category>
		<category><![CDATA[other stuff]]></category>
		<category><![CDATA[working at home]]></category>
		<category><![CDATA[quitting your job]]></category>
		<category><![CDATA[quitting your job in a bad economy]]></category>
		<category><![CDATA[the economy]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=825</guid>
		<description><![CDATA[Well, here is my update for the week. I am really trying hard to keep up here because when I do, I keep myself more accountable for things.
OK, we&#8217;ll start with savings. After my last post, our savings dwindled down to just under $1k. Not where I wanted to be, that&#8217;s for sure. I will [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/thinking-of-quitting-your-job-in-this-economy-yeah-me-too.html/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>My credit file updates</title>
		<link>http://www.girlndebt.com/my-credit-file-updates.html</link>
		<comments>http://www.girlndebt.com/my-credit-file-updates.html#comments</comments>
		<pubDate>Tue, 09 Feb 2010 18:20:10 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[credit reports]]></category>
		<category><![CDATA[credit reporting]]></category>
		<category><![CDATA[disputing credit report]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=817</guid>
		<description><![CDATA[Sorry for not posting my credit report outcome sooner. I have been so busy with work and side work, and really working hard to build my savings back up. I did over the course of the weekend get thrown off because of the shuttle launch, which I think is the neatest thing in the world [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/my-credit-file-updates.html/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>My savings are dwindling</title>
		<link>http://www.girlndebt.com/my-savings-are-dwindling.html</link>
		<comments>http://www.girlndebt.com/my-savings-are-dwindling.html#comments</comments>
		<pubDate>Tue, 02 Feb 2010 14:54:59 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[budgeting]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=812</guid>
		<description><![CDATA[Our savings were looking mighty well around December, and well, things happened. We had a death in the family, we got sick and missed some work, and last week we had major car troubles. None of these things that happened are ever planned, so it helped when we had money saved up for them. The [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>My Experian Credit File is Mixed With Someone Else&#8217;s</title>
		<link>http://www.girlndebt.com/my-experian-credit-file-is-mixed-with-someone-elses.html</link>
		<comments>http://www.girlndebt.com/my-experian-credit-file-is-mixed-with-someone-elses.html#comments</comments>
		<pubDate>Tue, 26 Jan 2010 14:57:28 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[credit reports]]></category>
		<category><![CDATA[credit reporting]]></category>
		<category><![CDATA[disputing credit report]]></category>
		<category><![CDATA[Experian]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=805</guid>
		<description><![CDATA[I waited all weekend to call Experian and when I got the chance to yesterday&#8211;all I did was deal with an automated machine that after 50 million prompts would tell me that no agent can help me because the office is closed. Hello, I was calling after 8am all the way to 9am and got [...]]]></description>
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		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>My Credit Reports: Experian Report Mixed-Up?</title>
		<link>http://www.girlndebt.com/my-credit-reports-experian-report-mixed-up.html</link>
		<comments>http://www.girlndebt.com/my-credit-reports-experian-report-mixed-up.html#comments</comments>
		<pubDate>Sun, 24 Jan 2010 16:39:40 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[credit reporting]]></category>
		<category><![CDATA[credit reports]]></category>
		<category><![CDATA[disputing credit report]]></category>
		<category><![CDATA[Equifax]]></category>
		<category><![CDATA[Experian]]></category>
		<category><![CDATA[TransUnion]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=801</guid>
		<description><![CDATA[I wanted to update my credit report situation. Well, Equifax had a few errors that I am going to dispute online. TransUnion, Believe it or not, was actually the credit reporting agency with the least amount of errors. I did a quick dispute of the 4 minor problems I found:

The CRV showing a balance and [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/my-credit-reports-experian-report-mixed-up.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Cleaning Up My Credit Report Myself</title>
		<link>http://www.girlndebt.com/cleaning-up-my-credit-report-myself.html</link>
		<comments>http://www.girlndebt.com/cleaning-up-my-credit-report-myself.html#comments</comments>
		<pubDate>Sat, 23 Jan 2010 03:19:12 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[credit reports]]></category>
		<category><![CDATA[other stuff]]></category>
		<category><![CDATA[cleaning up credit]]></category>
		<category><![CDATA[credit scores]]></category>
		<category><![CDATA[disputing credit report]]></category>
		<category><![CDATA[improving credit after bankruptcy]]></category>
		<category><![CDATA[improving credit score]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=790</guid>
		<description><![CDATA[I have decided that I am going to take up the whole &#8220;cleaning up my credit&#8221; thing on my own. I am not going to consult our bankruptcy attorney or anything. I don&#8217;t think there is a need to. I have done a lot of research on cleaning up your credit after bankruptcy and I [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/cleaning-up-my-credit-report-myself.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>My credit score after filing bankruptcy</title>
		<link>http://www.girlndebt.com/my-credit-score-after-filing-bankruptcy.html</link>
		<comments>http://www.girlndebt.com/my-credit-score-after-filing-bankruptcy.html#comments</comments>
		<pubDate>Fri, 15 Jan 2010 01:01:48 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[credit reporting]]></category>
		<category><![CDATA[credit score]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=780</guid>
		<description><![CDATA[Last January, my husband and I were told our credit scores were in the 400&#8217;s&#8211;478 to be exact. 1 year later, how do we measure up? Well, not so bad. First off, let me say that after owing so much and losing pretty much everything&#8211;the last thing I want to do is apply for credit [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/my-credit-score-after-filing-bankruptcy.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Volunteer a Day-Get into Disney for Free</title>
		<link>http://www.girlndebt.com/volunteer-a-day-get-into-disney-for-free.html</link>
		<comments>http://www.girlndebt.com/volunteer-a-day-get-into-disney-for-free.html#comments</comments>
		<pubDate>Sun, 03 Jan 2010 23:37:51 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[other stuff]]></category>
		<category><![CDATA[Free Disney Tickets]]></category>
		<category><![CDATA[Volunteering]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=774</guid>
		<description><![CDATA[I am a huge Disney fan and last year when I knew this opportunity would be coming in 2010&#8211;I jumped all over it. Naturally, I signed up but had to wait like everyone else until the program officially started. Before I promoted it here, I wanted to make sure there was no &#8220;fine print&#8221;. Nope, [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/volunteer-a-day-get-into-disney-for-free.html/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Hello 2010!</title>
		<link>http://www.girlndebt.com/hello-2010.html</link>
		<comments>http://www.girlndebt.com/hello-2010.html#comments</comments>
		<pubDate>Sat, 02 Jan 2010 22:36:59 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Debt settlement]]></category>
		<category><![CDATA[Happy New Year!]]></category>
		<category><![CDATA[other stuff]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[working at home]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=771</guid>
		<description><![CDATA[I hope everyone had a safe and happy New Years Eve. I welcomed in 2010 with open arms. 2009 did not start off so well since we were still in debt up to our eyeballs. It did not end so well either with the death of one of our closest family members. But you know [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/hello-2010.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Health and Life Insurance: Decisions, Decisions</title>
		<link>http://www.girlndebt.com/health-and-life-insurance-decisions-decisions.html</link>
		<comments>http://www.girlndebt.com/health-and-life-insurance-decisions-decisions.html#comments</comments>
		<pubDate>Sun, 20 Dec 2009 22:19:31 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[other stuff]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[Health insurance]]></category>
		<category><![CDATA[Life insurance]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=767</guid>
		<description><![CDATA[I mentioned earlier that it is open enrollment time at work for our health and life insurance. First I wrestled with the idea about even getting insurance coverage through my work because I felt like if I took the insurance, that was an incentive to get me to stay. But, as my husband pointed out&#8211;it [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/health-and-life-insurance-decisions-decisions.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Death: Why We Need to Talk About It</title>
		<link>http://www.girlndebt.com/death-why-we-need-to-talk-about-it.html</link>
		<comments>http://www.girlndebt.com/death-why-we-need-to-talk-about-it.html#comments</comments>
		<pubDate>Sun, 13 Dec 2009 19:45:33 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[other stuff]]></category>
		<category><![CDATA[funeral]]></category>
		<category><![CDATA[Life insurance]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=757</guid>
		<description><![CDATA[I don&#8217;t really know how to start off this post, but I think the title pretty much sums up what I am going to talk about. Our relative that fought so hard for life, lost her battle a few days ago. When she started taking a turn for the worst, funeral arrangements had to be [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/death-why-we-need-to-talk-about-it.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Time is so much more valuable than money</title>
		<link>http://www.girlndebt.com/time-is-so-much-more-valuable-than-money.html</link>
		<comments>http://www.girlndebt.com/time-is-so-much-more-valuable-than-money.html#comments</comments>
		<pubDate>Wed, 09 Dec 2009 14:28:46 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[making goals]]></category>
		<category><![CDATA[motivation]]></category>
		<category><![CDATA[other stuff]]></category>
		<category><![CDATA[joel osteen]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=749</guid>
		<description><![CDATA[About a week ago, I watched a Joel Osteen broadcast that I have been thinking about ever since. I do not consider myself religous, but I do enjoy listening to him speak. There are very few &#8220;famous&#8221; people that get my attention, but when Dave Ramsey or Joel Osteen speak, I listen. The particular message that [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/time-is-so-much-more-valuable-than-money.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>An update for the week or month?</title>
		<link>http://www.girlndebt.com/an-update-for-the-week-or-month.html</link>
		<comments>http://www.girlndebt.com/an-update-for-the-week-or-month.html#comments</comments>
		<pubDate>Mon, 30 Nov 2009 01:50:42 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[making goals]]></category>
		<category><![CDATA[money saving tips]]></category>
		<category><![CDATA[other stuff]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[Black Friday]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=743</guid>
		<description><![CDATA[These past few weeks have been a whirlwind. While my husband, my girls and I are OK, we have had a few extended family members that have not been doing so well. Illnesses seemed to have struck a few family members during this holiday season. While most of them are doing better so far, the [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/an-update-for-the-week-or-month.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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