Chase is due today

Well, my bosses have been out of town and I have been “holding the fort down” while I am going thru all of this debt mess. I work at a 24/7 facility so when I say “holding down the fort”-literally I have no life until they come back. So many things can go wrong at any hour. I need to focus on “me time” and right now I am under a lot of pressure and finding it hard to do.

The day after Christmas, I walked into the office to find just a pile of messages of upset customers to call back.  Some complaining about the normal stuff but most about their bills. I looked at the times these calls came in and 99% of them came in on Christmas. Gosh, is this what people do now? Is this world so wrapped around money and bills that nobody wants to spend Christmas with their families anymore? They rather make these kind of calls instead of enjoying the holiday?

Sorry I just had to rant about that!

Well, I was so stressed today. My Chase minimum is due today. It is almost $400. I called the other day and asked them to work something out with me like lower the interest or something and I was told that I need to call back once I am past due. OK? So does it make me feel any better being told by the big dogs themselves to not pay my bill? No, but it did make it easier on me to put them at the bottom of my list. My husband must have called me 10 times at work today to make sure that I was sure I didn’t want to pay this bill. I am sure. I feel I am doing the right thing. We are just people that try to do the right thing all the time. We also pay our bills. It feels wrong not to. Let’s wait now and see when the calls start coming in.

It is not that I don’t want to pay my bills. I do. I can’t afford them anymore. It has just gotten so out of hand. I still have “good” credit but since I owe so much, nobody wants to help. The interest is what is killing me. Chase is 24.99%. It is insane! That $400 a month is doing nothing to the balance. I tried to get a consolidation loan-that was a joke. I am dealing with this now. I have to. I can’t go into 2008 feeling so helpless.

I am also trying to get my “about me” page going. I have so much to write about. How I got in this position and how I am trying to get out of it. I just feel like too much has happened in my life to get me to this point. I don’t know yet how to present it without it being too much. I’ll get it going soon though.