girlndebt on November 10th, 2010

I think the title of this post sums it up. After our last visit to the vet, it seemed things just went downhill for the pup. The pain meds just didn’t seem to be working and for some reason we just didn’t feel secure about the whole surgery thing. I emailed a longtime family friend [...]

Continue reading about I Have Some Sad News…

girlndebt on November 5th, 2010

Yes, the pup needs surgery. She finished her meds on Tuesday and appeared to be fine Wednesday. In the middle of the night though, she was back to yelping and shivering and was in total pain. Luckily, we had 2 pain pills left over for her just in case we needed them. We ended up [...]

Continue reading about My Dog Needs Surgery After All :(

girlndebt on October 25th, 2010

As I wrote in the previous post, me and my husband applied for Care Credit in an effort to get some money up to obtain medical care for our sick pup. We were denied. Being desperate to get our pup seen by a vet, we were going nuts trying to find anything we could sell, [...]

Continue reading about Our Emergency Trip to The Vet

Here is a little update to my last my post. My pup is still not right and will only occasionally eat. On top of that, our pet guinea pig, that showed no signs of any illness, died suddenly on Wednesday. We have been driving ourselves crazy wondering if whatever the dog has, the guinea pig [...]

Continue reading about I Did Something I Thought I Would Never Do Again: Apply for Credit

girlndebt on October 4th, 2010

Shortly after I last posted here, my dog became extremely ill, was vomiting blood, and required emergency care. Yes, we just lost our family dog that was getting up there in age. Now, our pup that is not even 7 yet, is sick…seems to be really sick. Last time she was sick, and it was [...]

Continue reading about How Do You Treat a Sick Dog When You Have No Money?

girlndebt on August 3rd, 2010

It has been just over 2 weeks since my last update here, and shortly after I updated…things just went haywire. Where do I even begin? My husband no longer has a job with the company he was working for. That was brief, huh? The sale of the company was going through, then it wasn’t going [...]

Continue reading about Why You Need an Emergency Fund

girlndebt on July 15th, 2010

Things are moving fast here on our end and I have way too many updates! I will try to keep it brief though because I have loads of work to do and so very little time to do it. I just do not like leaving this site sitting dormant. I enjoy posting here, and again, [...]

Continue reading about So What’s Been Going On?

girlndebt on June 21st, 2010

Any other time posting this news would be dreadful for me to do, but since bad luck just seems to follow us…what the heck, right? So in my last post I wrote about my husband getting a job and we were finally catching up again. Until he got that first check from this new job, [...]

Continue reading about Are You Kidding Me?

girlndebt on May 16th, 2010

I don’t like writing these types of posts, I prefer to report only good news. But then again, this is a debt blog and from day one I planned on documenting the good, the bad, and the ugly. So here it goes…. With less than 30 days until our lease is up, we have no [...]

Continue reading about I Officially Have No Savings

girlndebt on March 21st, 2010

So how are things going since my last update? Ya know, they are going OK. I am feeling better than I was when I wrote my last post. Let’s see, I posted last Sunday. Monday came, and I felt no better. To sum up a long story…I finally had my little break down or whatever [...]

Continue reading about I Am Motivated-How About You?

girlndebt on October 20th, 2009

Sorry for the lack of posting. Things have been hectic in our house. Our youngest had gotten the flu and was home sick for a while. Luckily the rest of us seemed to have dodged the worst of it…for now anyway. I did end up taking a few more days off of work to take [...]

Continue reading about Yes, this update is a tad late ;)

girlndebt on September 16th, 2009

Well y’all, I sit speechless as I write this. It is almost midnight here, yet my mind is racing. My emotions are…well, I don’t know yet. I could write a book on here but my husband keeps telling me to get to bed so I don’t sleep late tomorrow-on my first day off…yeah my first [...]

Continue reading about Am I being laid off soon? Luckily-I planned for it

girlndebt on May 17th, 2009

This week was a good week! Before work on Thursday, we had a parent/teacher conference for my youngest daughter. It went very well. On top of her getting straight A’s the whole year, we were commended on her behavior. The teacher then asked us our secret for having such a wonderful child…all I could do [...]

Continue reading about Make your family top priority-not your debt

girlndebt on April 25th, 2009

I don’t really know what is going on but I think stress is getting the best of me. With the bankruptcy almost behind us and being caught up on all our bills, I should be jumping for joy. But I am not.  A few months ago, I got a burst of energy and started a [...]

Continue reading about Debt, stress, weight gain=Unmotivation?

girlndebt on April 12th, 2009

So much has changed since my last post. I don’t know where to start. I have been meaning to keep up with it all here but these past few weeks I have been, well um, going through a lot. A mixture of  family stuff(hey-I am a mother of a teenage girl-need I say more?lol) and [...]

Continue reading about It feels great to have everything paid up!

girlndebt on March 29th, 2009

Good morning y’all. I wish just one day that I could sleep in. That would require my dog sleeping in and well, she has gotta go before the sun rises. lol It’s OK, it gives me a start to a beautiful day off anyway. I caught up on my blog reading this morning and I [...]

Continue reading about Personal Bankruptcy-is it my bailout? Nope!

girlndebt on February 21st, 2009

We went to the attorneys office on Thursday and signed the final paperwork and filed for bankruptcy. We did not see the attorney but worked with his assistant. We went over all the paperwork we submitted to make sure everything was correct. It was. Seeing everything we owe in total on paper with interest and [...]

Continue reading about We officially filed Bankruptcy

girlndebt on January 24th, 2009

I don’t know why but the collection calls started to get of hand again. They got very light but now all of a sudden, we are getting 100′s of calls a day again. It is insane! Another problem I am seeing is Honda. I am getting letters now demanding payment for the car that was [...]

Continue reading about Yay-seeing the BK lawyer on Monday!

girlndebt on December 3rd, 2008

These past 2 weeks have been full of ups and downs. I will start off by saying last week was very bad at work and I had my first panic attack in months! Conflicts with the big boss were really upsetting me. I had a decision to make: quit and really be screwed stay-sit with [...]

Continue reading about Another panic attack-I don’t like those!

girlndebt on October 25th, 2008

I was given a little bonus money this week out of the blue-not much but it was nice. I was told to “treat the kids with it”. My first reaction to this money was- PUT IT TOWARDS PAYING OFF THE ATTORNEY! But then I realized-that would not be right. The kids deserve it and just [...]

Continue reading about When the going gets tough-the tough goes to Disney World!

girlndebt on October 19th, 2008

This past week was a biggie for me. We had our annual audit/inspection at work. You don’t know how much I dread this every year. 3 days of being with an inspector and let’s just say-if I failed, well the company risks losing their licenses and faces huge fines. No pressure huh? I was a [...]

Continue reading about Working for someone else-stinks!

girlndebt on September 6th, 2008

 Here in South Florida, all eyes are on Ike. Me, I don’t like Ike. Ike looks scary. We wont know much until the advisory tomorrow. Of course the kids have their fingers crossed that there will be no school until Monday but we will have to wait and see what happens with this one. I think school is [...]

Continue reading about Hurricane Ike, dumping the landline and working at home

girlndebt on July 17th, 2008

My check deposited and the bank took their $330 and rubbed salt in the wound by adding a $5 extra charge. They called it a fee for having an ongoing over drafted account or some crap like that. Banks… ya gotta love them. All this “good news” lately seems to finally be wearing my immune [...]

Continue reading about Just a little update