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	<title>Girl In Debt &#187; saving money</title>
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	<link>http://www.girlndebt.com</link>
	<description>Follow me on my journey to get out of this debt mess</description>
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		<title>My Updates and Outlook for the New Year</title>
		<link>http://www.girlndebt.com/my-updates-and-outlook-for-the-new-year.html</link>
		<comments>http://www.girlndebt.com/my-updates-and-outlook-for-the-new-year.html#comments</comments>
		<pubDate>Sun, 02 Jan 2011 03:39:14 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Our Dog]]></category>
		<category><![CDATA[making goals]]></category>
		<category><![CDATA[motivation]]></category>
		<category><![CDATA[other stuff]]></category>
		<category><![CDATA[saving money]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=1043</guid>
		<description><![CDATA[It is New Year&#8217;s Day, the first day of 2011. I anticipate MANY changes this year. Good ones I hope. I thought 2010 was going to be a great year. My bankruptcy was behind me, I got a new job, things looked good. Well, when our beagle got sick a few months ago, it wrecked [...]]]></description>
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		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Re-establishing Credit After Bankruptcy</title>
		<link>http://www.girlndebt.com/re-establishing-credit-after-bankruptcy.html</link>
		<comments>http://www.girlndebt.com/re-establishing-credit-after-bankruptcy.html#comments</comments>
		<pubDate>Sat, 13 Nov 2010 18:16:07 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Our Dog]]></category>
		<category><![CDATA[Re-establishing Credit]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[other stuff]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[credit card after BK]]></category>
		<category><![CDATA[getting credit after bankruptcy]]></category>
		<category><![CDATA[reestablishing credit after bankruptcy]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=972</guid>
		<description><![CDATA[I began writing this last week, but never posted it. Because of everything going on with the pup, my head was just not all there. When we got denied for the financing through Care Credit, we really started getting desperate trying to come up with funds to get the pup medical care. We looked into [...]]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>My Dog Needs Surgery After All :(</title>
		<link>http://www.girlndebt.com/my-dog-needs-surgery-after-all.html</link>
		<comments>http://www.girlndebt.com/my-dog-needs-surgery-after-all.html#comments</comments>
		<pubDate>Sat, 06 Nov 2010 00:48:13 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Stress]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[motivation]]></category>
		<category><![CDATA[other stuff]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[help with vet bills]]></category>
		<category><![CDATA[no money for pet care]]></category>
		<category><![CDATA[sick pet no money]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=995</guid>
		<description><![CDATA[Yes, the pup needs surgery. She finished her meds on Tuesday and appeared to be fine Wednesday. In the middle of the night though, she was back to yelping and shivering and was in total pain. Luckily, we had 2 pain pills left over for her just in case we needed them. We ended up [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/my-dog-needs-surgery-after-all.html/feed</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>I Started My New Job Today</title>
		<link>http://www.girlndebt.com/i-started-my-new-job-today.html</link>
		<comments>http://www.girlndebt.com/i-started-my-new-job-today.html#comments</comments>
		<pubDate>Mon, 01 Nov 2010 16:14:54 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[budgeting]]></category>
		<category><![CDATA[making goals]]></category>
		<category><![CDATA[motivation]]></category>
		<category><![CDATA[other stuff]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[working at home]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=983</guid>
		<description><![CDATA[Yes, you read it right. I have been so slammed work-wise and family-wise, and I have had so much going on with the pup that I have not had time to update here about another important thing going on in my life. As I posted a few weeks back, I was offered a job writing [...]]]></description>
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		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>I Did Something I Thought I Would Never Do Again: Apply for Credit</title>
		<link>http://www.girlndebt.com/i-did-something-i-thought-i-would-never-do-apply-for-credit.html</link>
		<comments>http://www.girlndebt.com/i-did-something-i-thought-i-would-never-do-apply-for-credit.html#comments</comments>
		<pubDate>Sat, 16 Oct 2010 20:25:22 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Stress]]></category>
		<category><![CDATA[credit reports]]></category>
		<category><![CDATA[other stuff]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[applied for credit]]></category>
		<category><![CDATA[credit line for medical emergencies]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=964</guid>
		<description><![CDATA[Here is a little update to my last my post. My pup is still not right and will only occasionally eat. On top of that, our pet guinea pig, that showed no signs of any illness, died suddenly on Wednesday. We have been driving ourselves crazy wondering if whatever the dog has, the guinea pig [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Bills Are Paid and We Have a Little Savings Now</title>
		<link>http://www.girlndebt.com/bills-are-paid-and-we-have-a-little-savings-now.html</link>
		<comments>http://www.girlndebt.com/bills-are-paid-and-we-have-a-little-savings-now.html#comments</comments>
		<pubDate>Thu, 23 Sep 2010 18:33:00 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[making goals]]></category>
		<category><![CDATA[money saving tips]]></category>
		<category><![CDATA[motivation]]></category>
		<category><![CDATA[other stuff]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[working at home]]></category>
		<category><![CDATA[budget busters]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=954</guid>
		<description><![CDATA[Coming up with a budget and sticking to it is really helping us out. I also kicked it into high gear and pumped up my writing a little more. I am still not a fast writer, but I managed to make my monetary goal for the week to get all the bills caught up and [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>My Financial Journey Continues</title>
		<link>http://www.girlndebt.com/my-financial-journey-continues.html</link>
		<comments>http://www.girlndebt.com/my-financial-journey-continues.html#comments</comments>
		<pubDate>Sat, 11 Sep 2010 16:36:23 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[blogging]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[making goals]]></category>
		<category><![CDATA[motivation]]></category>
		<category><![CDATA[saving money]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=947</guid>
		<description><![CDATA[This girl in debt is still around. Geese, I can&#8217;t believe we are in September already, and it has been over a month since I have last posted here. It sure doesn&#8217;t feel like it. You know, I got my renewal notice for this site the other day and when my husband seen it, he [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/my-financial-journey-continues.html/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>So What&#8217;s Been Going On?</title>
		<link>http://www.girlndebt.com/so-whats-been-going-on.html</link>
		<comments>http://www.girlndebt.com/so-whats-been-going-on.html#comments</comments>
		<pubDate>Thu, 15 Jul 2010 11:58:38 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Other interesting stuff]]></category>
		<category><![CDATA[Stress]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[making goals]]></category>
		<category><![CDATA[motivation]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[working at home]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=922</guid>
		<description><![CDATA[Things are moving fast here on our end and I have way too many updates! I will try to keep it brief though because I have loads of work to do and so very little time to do it. I just do not like leaving this site sitting dormant. I enjoy posting here, and again, [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/so-whats-been-going-on.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are You Kidding Me?</title>
		<link>http://www.girlndebt.com/are-you-kidding-me.html</link>
		<comments>http://www.girlndebt.com/are-you-kidding-me.html#comments</comments>
		<pubDate>Mon, 21 Jun 2010 15:04:16 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Stress]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[making goals]]></category>
		<category><![CDATA[money saving tips]]></category>
		<category><![CDATA[other stuff]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[bills]]></category>
		<category><![CDATA[layoffs]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=918</guid>
		<description><![CDATA[Any other time posting this news would be dreadful for me to do, but since bad luck just seems to follow us&#8230;what the heck, right? So in my last post I wrote about my husband getting a job and we were finally catching up again. Until he got that first check from this new job, [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/are-you-kidding-me.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>My savings are dwindling</title>
		<link>http://www.girlndebt.com/my-savings-are-dwindling.html</link>
		<comments>http://www.girlndebt.com/my-savings-are-dwindling.html#comments</comments>
		<pubDate>Tue, 02 Feb 2010 14:54:59 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[budgeting]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=812</guid>
		<description><![CDATA[Our savings were looking mighty well around December, and well, things happened. We had a death in the family, we got sick and missed some work, and last week we had major car troubles. None of these things that happened are ever planned, so it helped when we had money saved up for them. The [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/my-savings-are-dwindling.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Hello 2010!</title>
		<link>http://www.girlndebt.com/hello-2010.html</link>
		<comments>http://www.girlndebt.com/hello-2010.html#comments</comments>
		<pubDate>Sat, 02 Jan 2010 22:36:59 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Debt settlement]]></category>
		<category><![CDATA[Happy New Year!]]></category>
		<category><![CDATA[other stuff]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[working at home]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=771</guid>
		<description><![CDATA[I hope everyone had a safe and happy New Years Eve. I welcomed in 2010 with open arms. 2009 did not start off so well since we were still in debt up to our eyeballs. It did not end so well either with the death of one of our closest family members. But you know [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/hello-2010.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Health and Life Insurance: Decisions, Decisions</title>
		<link>http://www.girlndebt.com/health-and-life-insurance-decisions-decisions.html</link>
		<comments>http://www.girlndebt.com/health-and-life-insurance-decisions-decisions.html#comments</comments>
		<pubDate>Sun, 20 Dec 2009 22:19:31 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[other stuff]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[Health insurance]]></category>
		<category><![CDATA[Life insurance]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=767</guid>
		<description><![CDATA[I mentioned earlier that it is open enrollment time at work for our health and life insurance. First I wrestled with the idea about even getting insurance coverage through my work because I felt like if I took the insurance, that was an incentive to get me to stay. But, as my husband pointed out&#8211;it [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/health-and-life-insurance-decisions-decisions.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>An update for the week or month?</title>
		<link>http://www.girlndebt.com/an-update-for-the-week-or-month.html</link>
		<comments>http://www.girlndebt.com/an-update-for-the-week-or-month.html#comments</comments>
		<pubDate>Mon, 30 Nov 2009 01:50:42 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[making goals]]></category>
		<category><![CDATA[money saving tips]]></category>
		<category><![CDATA[other stuff]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[Black Friday]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=743</guid>
		<description><![CDATA[These past few weeks have been a whirlwind. While my husband, my girls and I are OK, we have had a few extended family members that have not been doing so well. Illnesses seemed to have struck a few family members during this holiday season. While most of them are doing better so far, the [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/an-update-for-the-week-or-month.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Sticking to a budget is not easy</title>
		<link>http://www.girlndebt.com/sticking-to-a-budget-is-not-easy.html</link>
		<comments>http://www.girlndebt.com/sticking-to-a-budget-is-not-easy.html#comments</comments>
		<pubDate>Mon, 16 Nov 2009 01:57:09 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[budgeting]]></category>
		<category><![CDATA[other stuff]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[saving]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=736</guid>
		<description><![CDATA[It is hard to believe that the holidays are almost here. This year has flown by! I went to Target the day after Halloween and my gosh-the Christmas decorations were everywhere. Where did Thanksgiving go? As the holidays approach, I am making sure we continue to stick to our budget and hold off on our [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/sticking-to-a-budget-is-not-easy.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Went a little over budget on our trip</title>
		<link>http://www.girlndebt.com/went-a-little-over-budget-on-our-trip.html</link>
		<comments>http://www.girlndebt.com/went-a-little-over-budget-on-our-trip.html#comments</comments>
		<pubDate>Sun, 08 Nov 2009 03:28:15 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[budgeting]]></category>
		<category><![CDATA[money saving tips]]></category>
		<category><![CDATA[other stuff]]></category>
		<category><![CDATA[saving money]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=715</guid>
		<description><![CDATA[A down economy? If you were in Disney World this weekend, you would never know it. The place was packed and people were spending like there was no tomorrow! Yeah, great for the economy, or Disney for that matter&#8211;but I hope people were not whipping out the credit cards and getting into debt while there. [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/went-a-little-over-budget-on-our-trip.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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