Well, here is my update for the week. I am really trying hard to keep up here because when I do, I keep myself more accountable for things.
OK, we’ll start with savings. After my last post, our savings dwindled down to just under $1k. Not where I wanted to be, that’s for sure. I will [...]
Continue reading about Thinking of quitting your job in this economy? Yeah, me too.
I have decided that I am going to take up the whole “cleaning up my credit” thing on my own. I am not going to consult our bankruptcy attorney or anything. I don’t think there is a need to. I have done a lot of research on cleaning up your credit after bankruptcy and I [...]
I am a huge Disney fan and last year when I knew this opportunity would be coming in 2010–I jumped all over it. Naturally, I signed up but had to wait like everyone else until the program officially started. Before I promoted it here, I wanted to make sure there was no “fine print”. Nope, [...]
Continue reading about Volunteer a Day-Get into Disney for Free
I hope everyone had a safe and happy New Years Eve. I welcomed in 2010 with open arms. 2009 did not start off so well since we were still in debt up to our eyeballs. It did not end so well either with the death of one of our closest family members. But you know [...]
I mentioned earlier that it is open enrollment time at work for our health and life insurance. First I wrestled with the idea about even getting insurance coverage through my work because I felt like if I took the insurance, that was an incentive to get me to stay. But, as my husband pointed out–it [...]
Continue reading about Health and Life Insurance: Decisions, Decisions
I don’t really know how to start off this post, but I think the title pretty much sums up what I am going to talk about. Our relative that fought so hard for life, lost her battle a few days ago. When she started taking a turn for the worst, funeral arrangements had to be [...]
About a week ago, I watched a Joel Osteen broadcast that I have been thinking about ever since. I do not consider myself religous, but I do enjoy listening to him speak. There are very few “famous” people that get my attention, but when Dave Ramsey or Joel Osteen speak, I listen. The particular message that [...]
Continue reading about Time is so much more valuable than money
These past few weeks have been a whirlwind. While my husband, my girls and I are OK, we have had a few extended family members that have not been doing so well. Illnesses seemed to have struck a few family members during this holiday season. While most of them are doing better so far, the [...]
It is hard to believe that the holidays are almost here. This year has flown by! I went to Target the day after Halloween and my gosh-the Christmas decorations were everywhere. Where did Thanksgiving go?
As the holidays approach, I am making sure we continue to stick to our budget and hold off on our [...]
A down economy? If you were in Disney World this weekend, you would never know it. The place was packed and people were spending like there was no tomorrow! Yeah, great for the economy, or Disney for that matter–but I hope people were not whipping out the credit cards and getting into debt while there.
As [...]
Continue reading about Went a little over budget on our trip
I am on a weird schedule at work which may explain why I will be posting more frequently this week. I volunteered to cover a shift for someone who went on vacation this week and part of next week. My husband wasn’t too happy since it requires me to come home in the wee-hours of [...]
Continue reading about Going to Disney-on a budget of course!
Sorry for the lack of posting. Things have been hectic in our house. Our youngest had gotten the flu and was home sick for a while. Luckily the rest of us seemed to have dodged the worst of it…for now anyway. I did end up taking a few more days off of work to take [...]
I seen this story on GMA the other day and thought it was wonderful news! I did not want to post the video here until I read more about it though. Yup, it is official and many banks are changing the way they charge over-the-limit fees now. This is great news and has been a [...]
So my week in review-did I accomplish everything I set out to do? Yes, and no. Monday went well and I wrote…a lot. My little one came home sick from school later that afternoon-and by nightfall-I was sick! She got well the next day-me, I have been sick ALL WEEK. I thought it was just [...]
Continue reading about Still got my job-why am I not happy about it?
After going over my account and trying to figure out where the money went, I realized a few things I had not factored into my budget.
School clothes, uniforms and school supplies.
Fast food-yeah not good!
Morning coffee-kicked the energy drink habit but found myself in the Dunkin Donuts drive-thru every day.
Car expenses-we needed new brakes and minor [...]
The eye doc went well yesterday and it was not as expensive as I thought it would be. Yup, the little one definitely needed glasses. We were listening to her reading her eye chart and thinking-how the heck has she been able to see all this time? Yeah, it was that bad. Our kids have [...]
Continue reading about My Trip to The Eye Doc-With No Insurance
Cover of Sicko (Special Edition)
This weekend here in South Fla is definitely going to be a wet one. I woke up to wind and rain and it is so dark outside that you would never know that it is 9:15 am. They say we may get a hurricane next week-great. It’s coming just when the [...]
Continue reading about Having No Medical Insurance Can Bankrupt You
I feel like every time I update here, I have a million and one things to say. This update should be better than my last…and no I still have not found my life balance yet! I am working on it but it looks like things are gonna be changing around my household soon…and for the [...]
Continue reading about When One Door Closes-Another One Opens
For as long as I can remember, my husband and I have always used coupons here and there but nothing major. When his work started slowing down and money was tight, I really started to bargain shop. These past few months I have been really doing well! I mean-I save at least 50% when I [...]
Continue reading about Coupons-an excellent way to save money
Where does the time go? Hubby and I have been busy bees lately that I can’t even keep track of what day it is anymore! Yesterday a coworker brought up the kids going back to school soon and I realized that time sure does fly! Their break from school is almost over and we really [...]
Continue reading about Life and Work: How do you find a balance?
With my wake-up call this morning, my husband tells me that a couple of repo guys came to his work in the middle of the night to repossess someones car. Not just anyone’s car though-one of the owners cars! This guy walks around as if he has no care in the world and no money [...]
I have decided I need to update here a little more and keep up with my financial blog reading every single day. There are many blogs I read that I have been visiting since even before I started this one. It is always interesting to see how people are coping with their debt problems and [...]
I hope everyone had a Happy 4th of July. Honestly, ours was…well, uneventful. It ended up being just me and my youngest daughter and both of us were too disappointed to really enjoy anything. To make a really long story short-even though my husband was scheduled to work last night, he was not going in [...]
What a difference a week makes-I tell ya. Sorry I haven’t posted but not only did my PC take a dive, we have had so much going on. This has really been a week full of happenings! I am not big on celebrities but the death of Michael Jackson was a shocker! As a kid, [...]
Continue reading about Life Insurance, A Living Will…I know-Sour Subject
