Tomorrow our lease if officially up in the apartment that we are living in. My husband and I both have held off on re-signing the lease again but we know now that we really have no other choice. We absolutely despise where we live, and the expenses to live in this tiny little apartment are [...]
It is New Year’s Day, the first day of 2011. I anticipate MANY changes this year. Good ones I hope. I thought 2010 was going to be a great year. My bankruptcy was behind me, I got a new job, things looked good. Well, when our beagle got sick a few months ago, it wrecked [...]
Continue reading about My Updates and Outlook for the New Year
I hope everyone had a happy Thanksgiving. I ended up working the holiday at my outside-of-home job that was offering holiday pay for the day. The problem was, I ended working my old daytime hours and I am not accustomed to working those hours anymore—I was beat when I got home! But I know the [...]
I began writing this last week, but never posted it. Because of everything going on with the pup, my head was just not all there. When we got denied for the financing through Care Credit, we really started getting desperate trying to come up with funds to get the pup medical care. We looked into [...]
Continue reading about Re-establishing Credit After Bankruptcy
I think the title of this post sums it up. After our last visit to the vet, it seemed things just went downhill for the pup. The pain meds just didn’t seem to be working and for some reason we just didn’t feel secure about the whole surgery thing. I emailed a longtime family friend [...]
Yes, the pup needs surgery. She finished her meds on Tuesday and appeared to be fine Wednesday. In the middle of the night though, she was back to yelping and shivering and was in total pain. Luckily, we had 2 pain pills left over for her just in case we needed them. We ended up [...]
Yes, you read it right. I have been so slammed work-wise and family-wise, and I have had so much going on with the pup that I have not had time to update here about another important thing going on in my life. As I posted a few weeks back, I was offered a job writing [...]
As I wrote in the previous post, me and my husband applied for Care Credit in an effort to get some money up to obtain medical care for our sick pup. We were denied. Being desperate to get our pup seen by a vet, we were going nuts trying to find anything we could sell, [...]
Here is a little update to my last my post. My pup is still not right and will only occasionally eat. On top of that, our pet guinea pig, that showed no signs of any illness, died suddenly on Wednesday. We have been driving ourselves crazy wondering if whatever the dog has, the guinea pig [...]
Continue reading about I Did Something I Thought I Would Never Do Again: Apply for Credit
Coming up with a budget and sticking to it is really helping us out. I also kicked it into high gear and pumped up my writing a little more. I am still not a fast writer, but I managed to make my monetary goal for the week to get all the bills caught up and [...]
Continue reading about Bills Are Paid and We Have a Little Savings Now
It has been just over 2 weeks since my last update here, and shortly after I updated…things just went haywire. Where do I even begin? My husband no longer has a job with the company he was working for. That was brief, huh? The sale of the company was going through, then it wasn’t going [...]
Any other time posting this news would be dreadful for me to do, but since bad luck just seems to follow us…what the heck, right? So in my last post I wrote about my husband getting a job and we were finally catching up again. Until he got that first check from this new job, [...]
I wish I had time to update here on a daily basis so I wouldn’t have to write a “book” to catch everything up. I really need to work on that. Let’s talk finances first… After I posted here about my husband having no work, he got emailed a ton of work. The problem is, [...]
I don’t how it has been nearly 2 weeks since my last post. Boy does time go by so fast. Here’s my mixed bag of updates. In a quest to get ourselves in better shape (uh, lose the fat!) and get healthier, my husband and I both made a strong effort to eating better and [...]
I don’t like writing these types of posts, I prefer to report only good news. But then again, this is a debt blog and from day one I planned on documenting the good, the bad, and the ugly. So here it goes…. With less than 30 days until our lease is up, we have no [...]
With the economy in such shambles, I guess it is only natural for scammers to be and about causing more headaches for everyone. Like we don’t have enough to worry about already. As I have mentioned before, our lease is almost up and we have been looking for a rental. What a pain it has [...]
Continue reading about Scammers Are Out-Even in a Bad Economy
After weeks of waiting for our apartment renewal notice, it came. They upped our rent just as we feared they would. Again. Luckily it was only $30 per month this time vs $55. But even $30 a month is just ridiculous. Like before, they did it at a time where half of our building sits [...]
Continue reading about They are raising my rent again…in this economy!
Our taxes are done and we owed. Luckily, I got it down to a little over $100 vs. owing a couple thousand. I was nervous. Boy was I nervous. Yup, it seems that the more you make, the more they take. I have come to the conclusion that working more doesn’t benefit us…not at all. [...]
Continue reading about My Rant About Taxes and The Middle Class
Yes, I am still here. I just can’t stand when I don’t post for a while and by the time I do, I have a million updates. First update: Taxes. You know. Since my husband became self-employed, doing our taxes is something I absolutely dread. Most people like tax time. Mainly because they are expecting [...]
It’s been a while since my last post. I have been meaning to update here, but things haven’t been going any better really since my last post. I just didn’t want to come on here and vent, which is probably what I am going to end up doing anyway. I am just all bottled up [...]
Well, here is my update for the week. I am really trying hard to keep up here because when I do, I keep myself more accountable for things. OK, we’ll start with savings. After my last post, our savings dwindled down to just under $1k. Not where I wanted to be, that’s for sure. I [...]
Continue reading about Thinking of quitting your job in this economy? Yeah, me too.
I have decided that I am going to take up the whole “cleaning up my credit” thing on my own. I am not going to consult our bankruptcy attorney or anything. I don’t think there is a need to. I have done a lot of research on cleaning up your credit after bankruptcy and I [...]
I am a huge Disney fan and last year when I knew this opportunity would be coming in 2010–I jumped all over it. Naturally, I signed up but had to wait like everyone else until the program officially started. Before I promoted it here, I wanted to make sure there was no “fine print”. Nope, [...]
Continue reading about Volunteer a Day-Get into Disney for Free
I hope everyone had a safe and happy New Years Eve. I welcomed in 2010 with open arms. 2009 did not start off so well since we were still in debt up to our eyeballs. It did not end so well either with the death of one of our closest family members. But you know [...]
I mentioned earlier that it is open enrollment time at work for our health and life insurance. First I wrestled with the idea about even getting insurance coverage through my work because I felt like if I took the insurance, that was an incentive to get me to stay. But, as my husband pointed out–it [...]
Continue reading about Health and Life Insurance: Decisions, Decisions
