girlndebt on July 12th, 2009

Sunday is usually my shopping day where I go to the stores bright and early with my zillion coupons and get what I need for the week. Today though my husband got off work and we went straight to do some different kind of shopping. We went to a junk-yard-scrap yard—whatever you wanna call it. [...]

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girlndebt on June 5th, 2009

Just when I think I caught up on posting-more happens that I just gotta share!
The Car(s)-well last week we were owners of 3 cars! We ended up listing the Honda Accord on Craigslist and sold it in a matter of hours for $1100. The Toyota is still sitting. My husband had to order a few [...]

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girlndebt on May 28th, 2009

Wonderful news…finally! The 2000 Toyota that my father-in-law was trying to get a mechanics lien on is now ours! We got the call earlier that all the paperwork was completed and he has the title in his possession! All we need to do is transfer the title to our name, fix a few minor things [...]

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girlndebt on May 10th, 2009

First of all, I want to say a Happy Mother’s Day to all the moms who read this! I am having a nice quiet day at home but want to take today to catch up on a few things I never seem to have enough time for-like update here and clear out my inbox! I [...]

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girlndebt on April 19th, 2009

Well, turns out we owed over $400 in taxes for that 1099 my husband received. Self employment tax sure does add up! This is just taxes on a little over $1400. We already paid the rest when we originally did our taxes earlier this year. I was not happy to write a check to [...]

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girlndebt on April 12th, 2009

So much has changed since my last post. I don’t know where to start. I have been meaning to keep up with it all here but these past few weeks I have been, well um, going through a lot. A mixture of  family stuff(hey-I am a mother of a teenage girl-need I say more?lol) and [...]

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girlndebt on March 21st, 2009

Darn it! Taxes are done-we got our refund and wouldn’t you know it we got a 1099 in the mail yesterday! It was for a project my husband did for $1400 through a real estate company last year. Honestly, with everything going on-I forgot about it. They did mail it in February but they did [...]

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girlndebt on February 21st, 2009

We went to the attorneys office on Thursday and signed the final paperwork and filed for bankruptcy. We did not see the attorney but worked with his assistant. We went over all the paperwork we submitted to make sure everything was correct. It was.
Seeing everything we owe in total on paper with interest and fees [...]

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girlndebt on January 24th, 2009

I don’t know why but the collection calls started to get of hand again. They got very light but now all of a sudden, we are getting 100’s of calls a day again. It is insane! Another problem I am seeing is Honda. I am getting letters now demanding payment for the car that was [...]

Continue reading about Yay-seeing the BK lawyer on Monday!

girlndebt on January 11th, 2009

I figure I would write this post to update on my car repossession since I see this question come up sooo much in forums and online. Geese, everywhere I turn nowadays, there’s a tow truck with a car on the back of it! I know one of my neighbors just had his car repossessed. How [...]

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girlndebt on November 22nd, 2008

Thursday, while I was at work I got a call from a local number that did not look familiar so I let it go to voice mail. I knew right away what it was gonna be. I just had that “gut” instinct. So I listen to the message they left and it was a young [...]

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girlndebt on November 17th, 2008

The weather is awesome here in South Florida. We have a little cold front coming through again and the temps are in the 60’s and dropping. The cold weather is definitely nice. Another good plus is-we paid $2.08 a gallon when we filled up the car today. Gosh, wasn’t it almost double that like [...]

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girlndebt on November 9th, 2008

Ah, I read about everyone getting sick for weeks now and now I feel something coming on. Gosh I hope not. With the exception of my eye problem and infection, I have not been sick all this year (KNOCK ON WOOD). I do believe the cleanse I did earlier this year gave my immune system [...]

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girlndebt on November 3rd, 2008

I hope everyone had an awesome Halloween! Not that we needed any more candy but we decided to take my youngest trick-or-treating and visit a Haunted House in our old neighborhood. It was great and there were so many kids over there. Where we live now, there were hardly any. Of course I had to [...]

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girlndebt on September 21st, 2008

To help pay the lawyer off faster, I have decided not to pay on the CRV anymore. I know I have said it in the past but truth is-I procrastinated. Having 2 cars helps us out so much but it is a luxury and one we can no longer afford. We ended [...]

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girlndebt on September 19th, 2008

Well guys, after raiding my Winnie The Pooh Piggy Bank this weekend-I realized more than ever that something has got to give. I went and cashed in my “spare change” to buy groceries because we were broke until Tuesday and wanted to make sure NOTHING bounced. My bank will never see another returned check and [...]

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girlndebt on September 8th, 2008

Darn it. We woke up to find a ticket on the CRV this morning for the expired tag. $102 bucks! That is just a few dollars more than it would cost to renew the thing. I shouldn’t be surprised and we should have just renewed it. 2 reasons why we didn’t: lack of funds and the mind [...]

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girlndebt on August 31st, 2008

Months after applying online to this big “shipping” company, my husband got a part-time job offer. It is a very big company that he worked for when he was in school. Back then they offered awesome benefits and tuition reimbursement but didn’t pay that much. That is OK because he just wanted the early hours and [...]

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girlndebt on August 17th, 2008

Ah man. I had written a post last week and forgot to publish it so if I published it now-the news will be old news so here is a new one.
First off, the car is still here and will not be going anywhere until the lawyer gets paid off. It seems that if you don’t [...]

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girlndebt on August 3rd, 2008

When I wrote my last post last week, I said no more negativity in my life. I am only going to think POSITIVE POSITIVE POSITIVE. When you decide to live your life that way, you notice the negativity that surrounds you everyday. Monday morning I went into work with such a burst of energy and [...]

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girlndebt on July 17th, 2008

My check deposited and the bank took their $330 and rubbed salt in the wound by adding a $5 extra charge. They called it a fee for having an ongoing over drafted account or some crap like that. Banks… ya gotta love them.
All this “good news” lately seems to finally be wearing my immune system [...]

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girlndebt on July 5th, 2008

I hope everyone had a fabulous 4th of July. Most of the firework shows got rained out here in South Florida. That is OK though, this weekend is my birthday and they are all resecheduling for the weekend. There is a 70% chance of rain so we shall see. Our new place is just across the [...]

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girlndebt on March 22nd, 2008

As I was cleaning out my boxes, I found the paperwork for our cars. Gosh, I have been torn over what car is going but I made the final decision after reading these numbers. Being able to finance things could be good for some but now that I look at it, this was a pretty stupid move [...]

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girlndebt on March 18th, 2008

So this week I was hoping to update on only good news…well…
Friday night on my way home from work, I was hit in my little Honda by a nice sized Chevy truck. I am fine-a little banged up and sore but OK. From the impact-I thought the car was going to be totaled but it [...]

Continue reading about Never a dull moment in my life.