girlndebt on November 29th, 2009

These past few weeks have been a whirlwind. While my husband, my girls and I are OK, we have had a few extended family members that have not been doing so well. Illnesses seemed to have struck a few family members during this holiday season. While most of them are doing better so far, the [...]

Continue reading about An update for the week or month?

girlndebt on September 24th, 2009

So my week in review-did I accomplish everything I set out to do? Yes, and no. Monday went well and I wrote…a lot. My little one came home sick from school later that afternoon-and by nightfall-I was sick! She got well the next day-me, I have been sick ALL WEEK. I thought it was just [...]

Continue reading about Still got my job-why am I not happy about it?

girlndebt on September 16th, 2009

Well y’all, I sit speechless as I write this. It is almost midnight here, yet my mind is racing. My emotions are…well, I don’t know yet. I could write a book on here but my husband keeps telling me to get to bed so I don’t sleep late tomorrow-on my first day off…yeah my first [...]

Continue reading about Am I being laid off soon? Luckily-I planned for it

girlndebt on July 25th, 2009

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I have read so many articles lately about credit cards, credit card use and how creditors are tightening their belts with certain borrowers based on what they buy and where they use their cards. Huh?
I put a link to one of the articles here if you want to read it as I [...]

Continue reading about What do you put on your credit card?

girlndebt on July 19th, 2009

With my wake-up call this morning, my husband tells me that a couple of repo guys came to his work in the middle of the night to repossess someones car. Not just anyone’s car though-one of the owners cars! This guy walks around as if he has no care in the world and no money [...]

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girlndebt on July 15th, 2009

I have decided I need to update here a little more and keep up with my financial blog reading every single day. There are many blogs I read that I have been visiting since even before I started this one. It is always interesting to see how people are coping with their debt problems and [...]

Continue reading about Blogging about debt-it helps…

girlndebt on July 11th, 2009

Sorry for the lack of posting lately. Since my PC took a dive a few weeks ago, I have been posting here on my daughters computer. Nothing like having “are ya done yet?” asked a million times while trying to write. Back in the days, I would have just whipped out the ‘ol [...]

Continue reading about Paying for things with cash is awesome!

girlndebt on June 19th, 2009

I saw a quick commercial today promoting help with credit card debt. This was not the average commercial about credit counseling, debt consolidation or debt settlement-this was being promoted by the big boys themselves: Bank of America, Capital One, Citi, Discover Card, and the payment giants Mastercard and Visa.
Once I seen their logos flash [...]

Continue reading about Helpwithmycredit.org-good or bad idea?

girlndebt on May 17th, 2009

This week was a good week! Before work on Thursday, we had a parent/teacher conference for my youngest daughter. It went very well. On top of her getting straight A’s the whole year, we were commended on her behavior. The teacher then asked us our secret for having such a wonderful [...]

Continue reading about Make your family top priority-not your debt

girlndebt on April 25th, 2009

I don’t really know what is going on but I think stress is getting the best of me. With the bankruptcy almost behind us and being caught up on all our bills, I should be jumping for joy. But I am not.  A few months ago, I got a burst of energy and started a [...]

Continue reading about Debt, stress, weight gain=Unmotivation?

girlndebt on April 12th, 2009

So much has changed since my last post. I don’t know where to start. I have been meaning to keep up with it all here but these past few weeks I have been, well um, going through a lot. A mixture of  family stuff(hey-I am a mother of a teenage girl-need I say more?lol) and [...]

Continue reading about It feels great to have everything paid up!

girlndebt on March 29th, 2009

Good morning y’all. I wish just one day that I could sleep in. That would require my dog sleeping in and well, she has gotta go before the sun rises. lol It’s OK, it gives me a start to a beautiful day off anyway.
I caught up on my blog reading this morning and I don’t [...]

Continue reading about Personal Bankruptcy-is it my bailout? Nope!

girlndebt on March 1st, 2009

Now that some of our family members and friends know what we are going through and what we have done, they seem to open up a little more about their finances. Some of them have me stressed for their financial decisions! Sometimes I just say to myself-it is their lives: STAY OUT! I only give [...]

Continue reading about Debt Settlement and tax consequences

girlndebt on January 26th, 2009

For some reason, my husband and I were nervous about the meeting today with the BK lawyer. It was a “butterflies in the stomach” type feeling and I don’t know why. We should really have nothing to be nervous about-we have nothing to lose and everything we filled out was all 100% truthful…I guess we [...]

Continue reading about We went to the lawyer today

girlndebt on January 24th, 2009

I don’t know why but the collection calls started to get of hand again. They got very light but now all of a sudden, we are getting 100’s of calls a day again. It is insane! Another problem I am seeing is Honda. I am getting letters now demanding payment for the car that was [...]

Continue reading about Yay-seeing the BK lawyer on Monday!

girlndebt on December 28th, 2008

Wow-2009 is quickly approaching. Remember when we were kids-time would seem to stand still? I was just thinking about those days. My kids are so eager to grow up and I always try to tell them not to rush it, but  then I remember I was that way too at their age. If I only [...]

Continue reading about Finally got the money to pay the lawyer!

girlndebt on October 2nd, 2008

Exactly 1 year ago today, I closed on the short sale of my house. I will never forget how “small” we felt in that attorneys office. The attorney that was handling the closing looked over the figures and then looked at us and asked “how the heck did you guys get a deal like this [...]

Continue reading about It’s been 1 year since the short sale-what’s changed?

girlndebt on September 25th, 2008

Yay-got my 1st paycheck for 1 overtime week. It is $140 bucks extra. Would have been a whole lot more but so much of it went to taxes. Gotta love those taxes! I upped my deductions this year too. Oh well, maybe I will get a good refund next year for that….lol. $140 is cool. [...]

Continue reading about Overtime moola-closer to my goal!

girlndebt on September 19th, 2008

Well guys, after raiding my Winnie The Pooh Piggy Bank this weekend-I realized more than ever that something has got to give. I went and cashed in my “spare change” to buy groceries because we were broke until Tuesday and wanted to make sure NOTHING bounced. My bank will never see another returned check and [...]

Continue reading about I am stepping out of the comfort zone

girlndebt on September 13th, 2008

Hello world. Hope everyone is having a good week. I have been working my 6 days again. Not great for the body or mind but will get me a fatter check at the end of the week. I need to get this lawyer paid off and working these hours should help. I am putting every ounce of [...]

Continue reading about Can I meet my deadline?

girlndebt on September 8th, 2008

Darn it. We woke up to find a ticket on the CRV this morning for the expired tag. $102 bucks! That is just a few dollars more than it would cost to renew the thing. I shouldn’t be surprised and we should have just renewed it. 2 reasons why we didn’t: lack of funds and the mind [...]

Continue reading about Guess I should have renewed the tag, huh?

girlndebt on September 6th, 2008

 Here in South Florida, all eyes are on Ike. Me, I don’t like Ike. Ike looks scary. We wont know much until the advisory tomorrow. Of course the kids have their fingers crossed that there will be no school until Monday but we will have to wait and see what happens with this one. I think school is [...]

Continue reading about Hurricane Ike, dumping the landline and working at home

girlndebt on August 31st, 2008

As Hurricane Gustav passes us by, I am feeling really sorry for the people in the Gulf Coast right now. It has been cloudy, dark and windy here these past few days. We are just getting the outer bands so I can just imagine how powerful that storm is. I just hope everyone stays safe and it [...]

Continue reading about Exploring working at home and my budget

girlndebt on August 31st, 2008

Months after applying online to this big “shipping” company, my husband got a part-time job offer. It is a very big company that he worked for when he was in school. Back then they offered awesome benefits and tuition reimbursement but didn’t pay that much. That is OK because he just wanted the early hours and [...]

Continue reading about Huge company-little pay and no benefits. Nice.

girlndebt on August 23rd, 2008

What a wet and windy week it has been. It seems Tropical Storm Fay likes to hang around Florida. It was great to get some much needed rain and cooler temps with the wind but I feel really sorry for our neighbors to the north who are getting flooded out of their homes. We have [...]

Continue reading about Kids are expensive