girlndebt on November 13th, 2010

I began writing this last week, but never posted it. Because of everything going on with the pup, my head was just not all there. When we got denied for the financing through Care Credit, we really started getting desperate trying to come up with funds to get the pup medical care. We looked into [...]

Continue reading about Re-establishing Credit After Bankruptcy

girlndebt on April 19th, 2010

You know, even after our bankruptcy, I still receive a lot of email and correspondence about debt relief, debt settlement, and even get periodic newsletters and “tweets” from some of the credit bureaus. Usually, I will skim through it just out of curiosity. Other times I just discard it. Well, after reading for the “umpteenth” [...]

Continue reading about Why Filing For Bankruptcy May Help You

girlndebt on February 23rd, 2010

All the buzz today is about the new credit card rules and how this is going to be a great thing for consumers…blah, blah, blah. While I think these rules are a step in the right direction, I don’t think they are the solution to many credit card problems that exist. However, since they will [...]

Continue reading about New Credit Card Rules-Do You Know Them?

girlndebt on August 20th, 2009

I read this article yesterday on MSN Money and was happy to read that these changes were really going to be happening. Of course, none of this really applies to me because I don’t have any credit and don’t plan on getting any credit; but for those who have it, these changes may just help [...]

Continue reading about Credit card rules are changing-is this a good thing?

girlndebt on July 25th, 2009

Image via Wikipedia I have read so many articles lately about credit cards, credit card use and how creditors are tightening their belts with certain borrowers based on what they buy and where they use their cards. Huh? I put a link to one of the articles here if you want to read it as [...]

Continue reading about What do you put on your credit card?

girlndebt on July 11th, 2009

Sorry for the lack of posting lately. Since my PC took a dive a few weeks ago, I have been posting here on my daughters computer. Nothing like having “are ya done yet?” asked a million times while trying to write. Back in the days, I would have just whipped out the ‘ol credit card [...]

Continue reading about Paying for things with cash is awesome!

girlndebt on June 19th, 2009

I saw a quick commercial today promoting help with credit card debt. This was not the average commercial about credit counseling, debt consolidation or debt settlement-this was being promoted by the big boys themselves: Bank of America, Capital One, Citi, Discover Card, and the payment giants Mastercard and Visa. Once I seen their logos flash [...]

Continue reading about Helpwithmycredit.org-good or bad idea?

girlndebt on March 29th, 2009

Good morning y’all. I wish just one day that I could sleep in. That would require my dog sleeping in and well, she has gotta go before the sun rises. lol It’s OK, it gives me a start to a beautiful day off anyway. I caught up on my blog reading this morning and I [...]

Continue reading about Personal Bankruptcy-is it my bailout? Nope!

girlndebt on March 24th, 2009

We just filed for Bankruptcy and had the 341 meeting of creditors today.  On the way home from court, we stopped by our P.O. Box to pick up the mail. I just decided to open the mail up and could not believe what I saw. They are freakin’ credit card offers! One for me and [...]

Continue reading about A credit card offer already? You’re kidding me!