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	<title>Girl In Debt &#187; budgeting</title>
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	<link>http://www.girlndebt.com</link>
	<description>Follow me on my journey to get out of this debt mess</description>
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		<title>Just a Quick Update</title>
		<link>http://www.girlndebt.com/just-a-quick-update.html</link>
		<comments>http://www.girlndebt.com/just-a-quick-update.html#comments</comments>
		<pubDate>Sat, 27 Nov 2010 17:12:11 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Our Dog]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[other stuff]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=1018</guid>
		<description><![CDATA[I hope everyone had a happy Thanksgiving. I ended up working the holiday at my outside-of-home job that was offering holiday pay for the day. The problem was, I ended working my old daytime hours and I am not accustomed to working those hours anymore—I was beat when I got home! But I know the [...]]]></description>
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		<slash:comments>3</slash:comments>
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		<title>Re-establishing Credit After Bankruptcy</title>
		<link>http://www.girlndebt.com/re-establishing-credit-after-bankruptcy.html</link>
		<comments>http://www.girlndebt.com/re-establishing-credit-after-bankruptcy.html#comments</comments>
		<pubDate>Sat, 13 Nov 2010 18:16:07 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Our Dog]]></category>
		<category><![CDATA[Re-establishing Credit]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[credit cards]]></category>
		<category><![CDATA[other stuff]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[credit card after BK]]></category>
		<category><![CDATA[getting credit after bankruptcy]]></category>
		<category><![CDATA[reestablishing credit after bankruptcy]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=972</guid>
		<description><![CDATA[I began writing this last week, but never posted it. Because of everything going on with the pup, my head was just not all there. When we got denied for the financing through Care Credit, we really started getting desperate trying to come up with funds to get the pup medical care. We looked into [...]]]></description>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>My Dog Needs Surgery After All :(</title>
		<link>http://www.girlndebt.com/my-dog-needs-surgery-after-all.html</link>
		<comments>http://www.girlndebt.com/my-dog-needs-surgery-after-all.html#comments</comments>
		<pubDate>Sat, 06 Nov 2010 00:48:13 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Stress]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[motivation]]></category>
		<category><![CDATA[other stuff]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[help with vet bills]]></category>
		<category><![CDATA[no money for pet care]]></category>
		<category><![CDATA[sick pet no money]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=995</guid>
		<description><![CDATA[Yes, the pup needs surgery. She finished her meds on Tuesday and appeared to be fine Wednesday. In the middle of the night though, she was back to yelping and shivering and was in total pain. Luckily, we had 2 pain pills left over for her just in case we needed them. We ended up [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/my-dog-needs-surgery-after-all.html/feed</wfw:commentRss>
		<slash:comments>4</slash:comments>
		</item>
		<item>
		<title>I Started My New Job Today</title>
		<link>http://www.girlndebt.com/i-started-my-new-job-today.html</link>
		<comments>http://www.girlndebt.com/i-started-my-new-job-today.html#comments</comments>
		<pubDate>Mon, 01 Nov 2010 16:14:54 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[budgeting]]></category>
		<category><![CDATA[making goals]]></category>
		<category><![CDATA[motivation]]></category>
		<category><![CDATA[other stuff]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[working at home]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=983</guid>
		<description><![CDATA[Yes, you read it right. I have been so slammed work-wise and family-wise, and I have had so much going on with the pup that I have not had time to update here about another important thing going on in my life. As I posted a few weeks back, I was offered a job writing [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/i-started-my-new-job-today.html/feed</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Our Emergency Trip to The Vet</title>
		<link>http://www.girlndebt.com/our-emergency-trip-to-the-vet.html</link>
		<comments>http://www.girlndebt.com/our-emergency-trip-to-the-vet.html#comments</comments>
		<pubDate>Mon, 25 Oct 2010 17:27:21 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Stress]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[other stuff]]></category>
		<category><![CDATA[help with vet bills]]></category>
		<category><![CDATA[sick pet no money]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=974</guid>
		<description><![CDATA[As I wrote in the previous post, me and my husband applied for Care Credit in an effort to get some money up to obtain medical care for our sick pup. We were denied. Being desperate to get our pup seen by a vet, we were going nuts trying to find anything we could sell, [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/our-emergency-trip-to-the-vet.html/feed</wfw:commentRss>
		<slash:comments>8</slash:comments>
		</item>
		<item>
		<title>How Do You Treat a Sick Dog When You Have No Money?</title>
		<link>http://www.girlndebt.com/how-do-you-treat-a-sick-dog-when-you-have-no-money.html</link>
		<comments>http://www.girlndebt.com/how-do-you-treat-a-sick-dog-when-you-have-no-money.html#comments</comments>
		<pubDate>Mon, 04 Oct 2010 23:31:32 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Stress]]></category>
		<category><![CDATA[budgeting]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=958</guid>
		<description><![CDATA[Shortly after I last posted here, my dog became extremely ill, was vomiting blood, and required emergency care. Yes, we just lost our family dog that was getting up there in age. Now, our pup that is not even 7 yet, is sick&#8230;seems to be really sick. Last time she was sick, and it was [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/how-do-you-treat-a-sick-dog-when-you-have-no-money.html/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Bills Are Paid and We Have a Little Savings Now</title>
		<link>http://www.girlndebt.com/bills-are-paid-and-we-have-a-little-savings-now.html</link>
		<comments>http://www.girlndebt.com/bills-are-paid-and-we-have-a-little-savings-now.html#comments</comments>
		<pubDate>Thu, 23 Sep 2010 18:33:00 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[making goals]]></category>
		<category><![CDATA[money saving tips]]></category>
		<category><![CDATA[motivation]]></category>
		<category><![CDATA[other stuff]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[working at home]]></category>
		<category><![CDATA[budget busters]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=954</guid>
		<description><![CDATA[Coming up with a budget and sticking to it is really helping us out. I also kicked it into high gear and pumped up my writing a little more. I am still not a fast writer, but I managed to make my monetary goal for the week to get all the bills caught up and [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/bills-are-paid-and-we-have-a-little-savings-now.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>My Financial Journey Continues</title>
		<link>http://www.girlndebt.com/my-financial-journey-continues.html</link>
		<comments>http://www.girlndebt.com/my-financial-journey-continues.html#comments</comments>
		<pubDate>Sat, 11 Sep 2010 16:36:23 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[blogging]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[making goals]]></category>
		<category><![CDATA[motivation]]></category>
		<category><![CDATA[saving money]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=947</guid>
		<description><![CDATA[This girl in debt is still around. Geese, I can&#8217;t believe we are in September already, and it has been over a month since I have last posted here. It sure doesn&#8217;t feel like it. You know, I got my renewal notice for this site the other day and when my husband seen it, he [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/my-financial-journey-continues.html/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Why You Need an Emergency Fund</title>
		<link>http://www.girlndebt.com/why-you-need-an-emergency-fund.html</link>
		<comments>http://www.girlndebt.com/why-you-need-an-emergency-fund.html#comments</comments>
		<pubDate>Tue, 03 Aug 2010 14:53:39 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Stress]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[making goals]]></category>
		<category><![CDATA[motivation]]></category>
		<category><![CDATA[other stuff]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=931</guid>
		<description><![CDATA[It has been just over 2 weeks since my last update here, and shortly after I updated&#8230;things just went haywire. Where do I even begin? My husband no longer has a job with the company he was working for. That was brief, huh? The sale of the company was going through, then it wasn&#8217;t going [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/why-you-need-an-emergency-fund.html/feed</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>So What&#8217;s Been Going On?</title>
		<link>http://www.girlndebt.com/so-whats-been-going-on.html</link>
		<comments>http://www.girlndebt.com/so-whats-been-going-on.html#comments</comments>
		<pubDate>Thu, 15 Jul 2010 11:58:38 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Other interesting stuff]]></category>
		<category><![CDATA[Stress]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[making goals]]></category>
		<category><![CDATA[motivation]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[working at home]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=922</guid>
		<description><![CDATA[Things are moving fast here on our end and I have way too many updates! I will try to keep it brief though because I have loads of work to do and so very little time to do it. I just do not like leaving this site sitting dormant. I enjoy posting here, and again, [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/so-whats-been-going-on.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are You Kidding Me?</title>
		<link>http://www.girlndebt.com/are-you-kidding-me.html</link>
		<comments>http://www.girlndebt.com/are-you-kidding-me.html#comments</comments>
		<pubDate>Mon, 21 Jun 2010 15:04:16 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Stress]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[making goals]]></category>
		<category><![CDATA[money saving tips]]></category>
		<category><![CDATA[other stuff]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[bills]]></category>
		<category><![CDATA[layoffs]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=918</guid>
		<description><![CDATA[Any other time posting this news would be dreadful for me to do, but since bad luck just seems to follow us&#8230;what the heck, right? So in my last post I wrote about my husband getting a job and we were finally catching up again. Until he got that first check from this new job, [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/are-you-kidding-me.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I Officially Have No Savings</title>
		<link>http://www.girlndebt.com/i-officially-have-no-savings.html</link>
		<comments>http://www.girlndebt.com/i-officially-have-no-savings.html#comments</comments>
		<pubDate>Sun, 16 May 2010 21:22:48 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Stress]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[making goals]]></category>
		<category><![CDATA[motivation]]></category>
		<category><![CDATA[other stuff]]></category>
		<category><![CDATA[working at home]]></category>
		<category><![CDATA[Financial distress]]></category>
		<category><![CDATA[out of work]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=887</guid>
		<description><![CDATA[I don&#8217;t like writing these types of posts, I prefer to report only good news. But then again, this is a debt blog and from day one I planned on documenting the good, the bad, and the ugly. So here it goes&#8230;. With less than 30 days until our lease is up, we have no [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/i-officially-have-no-savings.html/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>My savings are dwindling</title>
		<link>http://www.girlndebt.com/my-savings-are-dwindling.html</link>
		<comments>http://www.girlndebt.com/my-savings-are-dwindling.html#comments</comments>
		<pubDate>Tue, 02 Feb 2010 14:54:59 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[budgeting]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[savings]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=812</guid>
		<description><![CDATA[Our savings were looking mighty well around December, and well, things happened. We had a death in the family, we got sick and missed some work, and last week we had major car troubles. None of these things that happened are ever planned, so it helped when we had money saved up for them. The [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/my-savings-are-dwindling.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>An update for the week or month?</title>
		<link>http://www.girlndebt.com/an-update-for-the-week-or-month.html</link>
		<comments>http://www.girlndebt.com/an-update-for-the-week-or-month.html#comments</comments>
		<pubDate>Mon, 30 Nov 2009 01:50:42 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[Debt]]></category>
		<category><![CDATA[budgeting]]></category>
		<category><![CDATA[making goals]]></category>
		<category><![CDATA[money saving tips]]></category>
		<category><![CDATA[other stuff]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[Black Friday]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=743</guid>
		<description><![CDATA[These past few weeks have been a whirlwind. While my husband, my girls and I are OK, we have had a few extended family members that have not been doing so well. Illnesses seemed to have struck a few family members during this holiday season. While most of them are doing better so far, the [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/an-update-for-the-week-or-month.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Sticking to a budget is not easy</title>
		<link>http://www.girlndebt.com/sticking-to-a-budget-is-not-easy.html</link>
		<comments>http://www.girlndebt.com/sticking-to-a-budget-is-not-easy.html#comments</comments>
		<pubDate>Mon, 16 Nov 2009 01:57:09 +0000</pubDate>
		<dc:creator>girlndebt</dc:creator>
				<category><![CDATA[budgeting]]></category>
		<category><![CDATA[other stuff]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[budget]]></category>
		<category><![CDATA[saving]]></category>

		<guid isPermaLink="false">http://www.girlndebt.com/?p=736</guid>
		<description><![CDATA[It is hard to believe that the holidays are almost here. This year has flown by! I went to Target the day after Halloween and my gosh-the Christmas decorations were everywhere. Where did Thanksgiving go? As the holidays approach, I am making sure we continue to stick to our budget and hold off on our [...]]]></description>
		<wfw:commentRss>http://www.girlndebt.com/sticking-to-a-budget-is-not-easy.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
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