girlndebt on February 2nd, 2010

Our savings were looking mighty well around December, and well, things happened. We had a death in the family, we got sick and missed some work, and last week we had major car troubles. None of these things that happened are ever planned, so it helped when we had money saved up for them. The [...]

Continue reading about My savings are dwindling

girlndebt on November 29th, 2009

These past few weeks have been a whirlwind. While my husband, my girls and I are OK, we have had a few extended family members that have not been doing so well. Illnesses seemed to have struck a few family members during this holiday season. While most of them are doing better so far, the [...]

Continue reading about An update for the week or month?

girlndebt on November 15th, 2009

It is hard to believe that the holidays are almost here. This year has flown by! I went to Target the day after Halloween and my gosh-the Christmas decorations were everywhere. Where did Thanksgiving go?
As the holidays approach, I am making sure we continue to stick to our budget and hold off on our [...]

Continue reading about Sticking to a budget is not easy

girlndebt on November 7th, 2009

A down economy? If you were in Disney World this weekend, you would never know it. The place was packed and people were spending like there was no tomorrow! Yeah, great for the economy, or Disney for that matter–but I hope people were not whipping out the credit cards and getting into debt while there.
As [...]

Continue reading about Went a little over budget on our trip

girlndebt on September 24th, 2009

So my week in review-did I accomplish everything I set out to do? Yes, and no. Monday went well and I wrote…a lot. My little one came home sick from school later that afternoon-and by nightfall-I was sick! She got well the next day-me, I have been sick ALL WEEK. I thought it was just [...]

Continue reading about Still got my job-why am I not happy about it?

girlndebt on September 16th, 2009

Well y’all, I sit speechless as I write this. It is almost midnight here, yet my mind is racing. My emotions are…well, I don’t know yet. I could write a book on here but my husband keeps telling me to get to bed so I don’t sleep late tomorrow-on my first day off…yeah my first [...]

Continue reading about Am I being laid off soon? Luckily-I planned for it

girlndebt on September 12th, 2009

After going over my account and trying to figure out where the money went, I realized a few things I had not factored into my budget.

School clothes, uniforms and school supplies.
Fast food-yeah not good!
Morning coffee-kicked the energy drink habit but found myself in the Dunkin Donuts drive-thru every day.
Car expenses-we needed new brakes and minor [...]

Continue reading about Figured out where the money is going

girlndebt on September 5th, 2009

I obviously know what can happen when you don’t stick to a  budget. But for some reason, I just can’t stick to one. No, I don’t buy extravagant things, in fact-I have become somewhat of a “cheapo” since by whole debt fiasco. So where am I going wrong?
So I am sitting here on my balcony [...]

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girlndebt on August 8th, 2009

I feel like every time I update here, I have a million and one things to say. This update should be better than my last…and no I still have not found my life balance yet! I am working on it but it looks like things are gonna be changing around my household soon…and for the [...]

Continue reading about When One Door Closes-Another One Opens

girlndebt on August 2nd, 2009

For as long as I can remember, my husband and I have always used coupons here and there but nothing major. When his work started slowing down and money was tight, I really started to bargain shop. These past few months I have been really doing well! I mean-I save at least 50% when I [...]

Continue reading about Coupons-an excellent way to save money

girlndebt on July 25th, 2009

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I have read so many articles lately about credit cards, credit card use and how creditors are tightening their belts with certain borrowers based on what they buy and where they use their cards. Huh?
I put a link to one of the articles here if you want to read it as I [...]

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girlndebt on July 19th, 2009

With my wake-up call this morning, my husband tells me that a couple of repo guys came to his work in the middle of the night to repossess someones car. Not just anyone’s car though-one of the owners cars! This guy walks around as if he has no care in the world and no money [...]

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girlndebt on July 11th, 2009

Sorry for the lack of posting lately. Since my PC took a dive a few weeks ago, I have been posting here on my daughters computer. Nothing like having “are ya done yet?” asked a million times while trying to write. Back in the days, I would have just whipped out the ‘ol [...]

Continue reading about Paying for things with cash is awesome!

girlndebt on May 2nd, 2009

I spent the last couple days looking online and taking the back way home driving through neighborhoods looking for a new place to live. I found a few actually. So before I started calling around making appointments to view them, I decided to call my apartment manager one more time.
She was not in but someone [...]

Continue reading about We got approved!

girlndebt on April 12th, 2009

So much has changed since my last post. I don’t know where to start. I have been meaning to keep up with it all here but these past few weeks I have been, well um, going through a lot. A mixture of  family stuff(hey-I am a mother of a teenage girl-need I say more?lol) and [...]

Continue reading about It feels great to have everything paid up!

girlndebt on January 18th, 2009

The weather is just awesome here in South Florida! It is 52 degrees and we aren’t running our air conditioner again. That helps the electricity bill out for sure.
Speaking of electricity bills, I sat down and did our budget today. When we have zero credit card payments being made and just the basics really, why [...]

Continue reading about I’m working on the big “B” word-our budget

girlndebt on August 31st, 2008

As Hurricane Gustav passes us by, I am feeling really sorry for the people in the Gulf Coast right now. It has been cloudy, dark and windy here these past few days. We are just getting the outer bands so I can just imagine how powerful that storm is. I just hope everyone stays safe and it [...]

Continue reading about Exploring working at home and my budget