We went to the attorneys office on Thursday and signed the final paperwork and filed for bankruptcy. We did not see the attorney but worked with his assistant. We went over all the paperwork we submitted to make sure everything was correct. It was. Seeing everything we owe in total on paper with interest and [...]
Work has been really slow for my husband lately-really slow. He finally had a talk with the owner of the main company he subcontracts for and asked him straight out how the workload was. He was told work should pick up but there are no guarantees. He was offered a little more money for the [...]
Doing taxes this year was no walk in the park-that’s for sure! This year, instead of getting back anything-we were going to owe almost $500! This is the first time ever we were going to owe! You know, we are so broke right now-this is NOT what we needed. But instead of flipping out, I [...]
After weeks of dodging every sickness that has been going on around here: cold, flu, pneumonia, infections and strep throat-my body finally let in and I have been sicker than I have been in a very long time. I have been sick for over a week but the fever is now gone and I am [...]
Continue reading about Sick with no health insurance-time for changes
I don’t know why but the collection calls started to get of hand again. They got very light but now all of a sudden, we are getting 100′s of calls a day again. It is insane! Another problem I am seeing is Honda. I am getting letters now demanding payment for the car that was [...]
I figure I would write this post to update on my car repossession since I see this question come up sooo much in forums and online. Geese, everywhere I turn nowadays, there’s a tow truck with a car on the back of it! I know one of my neighbors just had his car repossessed. How [...]
Continue reading about What happens after my car is repossessed?
Wow-2009 is quickly approaching. Remember when we were kids-time would seem to stand still? I was just thinking about those days. My kids are so eager to grow up and I always try to tell them not to rush it, but then I remember I was that way too at their age. If I only [...]
Continue reading about Finally got the money to pay the lawyer!
Thursday, while I was at work I got a call from a local number that did not look familiar so I let it go to voice mail. I knew right away what it was gonna be. I just had that “gut” instinct. So I listen to the message they left and it was a young [...]
I have always been a person who just can’t stand to hear someone complain about their job or certain circumstances they may be in. I have always thought that life is what you make of it. Of course some situations we have no control of but most we do. You don’t like a certain friend- [...]
Continue reading about No sick day for me but I took one anyway
Ah, I read about everyone getting sick for weeks now and now I feel something coming on. Gosh I hope not. With the exception of my eye problem and infection, I have not been sick all this year (KNOCK ON WOOD). I do believe the cleanse I did earlier this year gave my immune system [...]
I was given a little bonus money this week out of the blue-not much but it was nice. I was told to “treat the kids with it”. My first reaction to this money was- PUT IT TOWARDS PAYING OFF THE ATTORNEY! But then I realized-that would not be right. The kids deserve it and just [...]
Continue reading about When the going gets tough-the tough goes to Disney World!
Exactly 1 year ago today, I closed on the short sale of my house. I will never forget how “small” we felt in that attorneys office. The attorney that was handling the closing looked over the figures and then looked at us and asked “how the heck did you guys get a deal like this [...]
Continue reading about It’s been 1 year since the short sale-what’s changed?
Yay-got my 1st paycheck for 1 overtime week. It is $140 bucks extra. Would have been a whole lot more but so much of it went to taxes. Gotta love those taxes! I upped my deductions this year too. Oh well, maybe I will get a good refund next year for that….lol. $140 is cool. [...]
To help pay the lawyer off faster, I have decided not to pay on the CRV anymore. I know I have said it in the past but truth is-I procrastinated. Having 2 cars helps us out so much but it is a luxury and one we can no longer afford. We ended up having to [...]
Well guys, after raiding my Winnie The Pooh Piggy Bank this weekend-I realized more than ever that something has got to give. I went and cashed in my “spare change” to buy groceries because we were broke until Tuesday and wanted to make sure NOTHING bounced. My bank will never see another returned check and [...]
Continue reading about I am stepping out of the comfort zone
Hello world. Hope everyone is having a good week. I have been working my 6 days again. Not great for the body or mind but will get me a fatter check at the end of the week. I need to get this lawyer paid off and working these hours should help. I am putting every ounce of [...]
Here in South Florida, all eyes are on Ike. Me, I don’t like Ike. Ike looks scary. We wont know much until the advisory tomorrow. Of course the kids have their fingers crossed that there will be no school until Monday but we will have to wait and see what happens with this one. I think school is [...]
Continue reading about Hurricane Ike, dumping the landline and working at home
Months after applying online to this big “shipping” company, my husband got a part-time job offer. It is a very big company that he worked for when he was in school. Back then they offered awesome benefits and tuition reimbursement but didn’t pay that much. That is OK because he just wanted the early hours and [...]
Continue reading about Huge company-little pay and no benefits. Nice.
Ah man. I had written a post last week and forgot to publish it so if I published it now-the news will be old news so here is a new one. First off, the car is still here and will not be going anywhere until the lawyer gets paid off. It seems that if you [...]
When I wrote my last post last week, I said no more negativity in my life. I am only going to think POSITIVE POSITIVE POSITIVE. When you decide to live your life that way, you notice the negativity that surrounds you everyday. Monday morning I went into work with such a burst of energy and [...]
I hope everyone had a fabulous 4th of July. Most of the firework shows got rained out here in South Florida. That is OK though, this weekend is my birthday and they are all resecheduling for the weekend. There is a 70% chance of rain so we shall see. Our new place is just across the [...]
So this morning I woke up and took a shower like normal. I got out and almost fell. I had no balance on my right side and I got light-headed. I felt horrible almost as if I was really drunk! I was nauseous and very dizzy. My husband kept asking me if I wanted to [...]
Geese, it has been over 2 weeks since my last post. Time sure does fly. I have been good though. Those few vacation days off helped me out tremendously. I also helped my husband knock out some of his field work and if all goes well and it is accepted with no problems-we made an extra $650 [...]
I haven’t been able to update because I have been working 24/7. Well, my not so nice boss decided to show his appreciation for what I have done while they were out of town and piled more work on me and went right back to being a prick. It didn’t take long. I could write a [...]
