I started this blog as an online journal of my debt elimination journey. My first option was debt settlement. When the economy took a turn for the worse and our income became a lot less, we decided the only way out was to file Bankruptcy. We have only begun the process and I have decided to continue writing about it.

Debt stinks, it really does. Writing about it sure helps out a lot. If you find yourself reading this and are in the same position that I am in, you will see you are not alone. Start your own blog-it is easy and you can make it personal. Trust me-it helps.

Happy reading.

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