girlndebt on January 26th, 2010

I waited all weekend to call Experian and when I got the chance to yesterday–all I did was deal with an automated machine that after 50 million prompts would tell me that no agent can help me because the office is closed. Hello, I was calling after 8am all the way to 9am and got [...]

Continue reading about My Experian Credit File is Mixed With Someone Else’s

girlndebt on January 24th, 2010

I wanted to update my credit report situation. Well, Equifax had a few errors that I am going to dispute online. TransUnion, Believe it or not, was actually the credit reporting agency with the least amount of errors. I did a quick dispute of the 4 minor problems I found: The CRV showing a balance [...]

Continue reading about My Credit Reports: Experian Report Mixed-Up?

girlndebt on January 22nd, 2010

I have decided that I am going to take up the whole “cleaning up my credit” thing on my own. I am not going to consult our bankruptcy attorney or anything. I don’t think there is a need to. I have done a lot of research on cleaning up your credit after bankruptcy and I [...]

Continue reading about Cleaning Up My Credit Report Myself

girlndebt on January 14th, 2010

Last January, my husband and I were told our credit scores were in the 400′s–478 to be exact. 1 year later, how do we measure up? Well, not so bad. First off, let me say that after owing so much and losing pretty much everything–the last thing I want to do is apply for credit [...]

Continue reading about My credit score after filing bankruptcy

girlndebt on January 3rd, 2010

I am a huge Disney fan and last year when I knew this opportunity would be coming in 2010–I jumped all over it. Naturally, I signed up but had to wait like everyone else until the program officially started. Before I promoted it here, I wanted to make sure there was no “fine print”. Nope, [...]

Continue reading about Volunteer a Day-Get into Disney for Free

girlndebt on January 2nd, 2010

I hope everyone had a safe and happy New Years Eve. I welcomed in 2010 with open arms. 2009 did not start off so well since we were still in debt up to our eyeballs. It did not end so well either with the death of one of our closest family members. But you know [...]

Continue reading about Hello 2010!